RIFR vs VYM

RIFR vs VYM
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Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricRIFRVYMWinner
Expense Ratio0.59%0.04%
AUM$44M$81.6B
Dividend Yield0.87%2.24%
Holdings67616
YTD Return+10.89%+15.34%
1Y Return+12.15%+23.24%
3Y Return (annualized)-+19.22%
5Y Return (annualized)-+12.21%
Volatility (annualized)10.9%14.6%
Max Drawdown-6.8%-58.8%
Fund FamilyRussell InvestmentsVanguard (US)
CategoryEquityEquity
InceptionMay 13, 2025Nov 10, 2006

RIFR vs VYM Performance

Russell Investments Global Infrastructure ETF (RIFR) is a ETF from Russell Investments and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year RIFR returned +12.15% while VYM returned +23.24%. Year to date, RIFR is up 10.89% versus a gain of 15.34% for VYM.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 10.9% for RIFR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -6.8% for RIFR and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.70. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

RIFR charges 0.59% per year while VYM charges 0.04%. On a $10,000 position that is $59 vs $4 annually, a gap of $55 per year that compounds over a long holding period. On income, RIFR currently yields 0.87% against 2.24% for VYM.

Holdings Overlap

4.3%overlap

RIFR and VYM share 18 holdings out of 645 unique holdings combined, representing a 4.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in RIFRWeight in VYMDifference
NEE5.08%0.76%4.32%
UNP4.84%0.67%4.17%
DUK3.40%0.41%2.99%
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Frequently Asked Questions

Which is cheaper, RIFR or VYM?

RIFR has an expense ratio of 0.59% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $55 per year of difference.

Which performed better, RIFR or VYM?

Over the past year RIFR returned +12.15% vs +23.24% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (1 years), RIFR annualized +15.04% vs +7.04% for VYM. Past performance does not guarantee future results.

Which is riskier, RIFR or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 10.9% for RIFR. Worst drawdown: RIFR -6.8% vs VYM -58.8%.

Should I hold both RIFR and VYM?

RIFR and VYM have a monthly-return correlation of 0.70, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between RIFR and VYM?

RIFR and VYM share 18 common holdings with a 4.3% weight overlap. Combined, they hold 645 unique securities.

Which pays a higher dividend, RIFR or VYM?

RIFR yields 0.87% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.

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