QQQ vs RMIF
Invesco QQQ Trust, Series 1 vs LHA Risk-Managed Income ETF
Which is better, QQQ or RMIF?
Large Cap Growth against Intermediate Term Bond.
QQQ has a lower expense ratio. QQQ led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QQQ | RMIF |
|---|---|---|
| Expense Ratio | 0.18%Best | 1.55% |
| AUM | $486.1B | $6M |
| Dividend Yield | 0.44% | 5.68% |
| Holdings | 107 | 7 |
| Volatility (annualized) | 17.7% | 2.4%Best |
| Max Drawdown | -22.8% | -3.7%Best |
| $10,000 over 3.1 years | $19,471Best | $11,196 |
| Top 10 Weight | 46.5% | - |
| Fund Family | Invesco (US) | Little Harbor Advisors |
| Category | Equity | Fixed Income |
| Style | Large Cap Growth | Intermediate Term Bond |
| Inception | Mar 10, 1999 | Jun 9, 2023 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).
The two price series end 43 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. QQQ has data through Sep 8, 2026 and RMIF through Jul 27, 2026.
Volatility and max drawdown, and the $10,000 over 3.1 years row, are measured over the window both funds cover: Jun 9, 2023 to Jul 27, 2026 (3.1 years).
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 17.7% compared with 2.4% for RMIF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.8% for QQQ and -3.7% for RMIF. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.50. They move together some of the time, and apart the rest.
Fees and Cost Over Time
QQQ charges 0.18% per year while RMIF charges 1.55%. On a $10,000 position that is $18 vs $155 annually, a gap of $137 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 5.68% for RMIF.
Holdings Overlap
We hold position weights for 102 holdings in QQQ and 6 in RMIF, totalling 99.9% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 97 days apart, QQQ as of Aug 5, 2026 and RMIF as of Apr 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 102 positions we hold weights for in QQQ and 6 in RMIF, against full books of 107 and 7.
What only one of them owns
Our book lists 6 positions for RMIF that do not appear in our book for QQQ (100.0% of the fund), and 94 for QQQ that do not appear in RMIF (96.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of QQQ and RMIF you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QQQ or RMIF?
QQQ has an expense ratio of 0.18% while RMIF charges 1.55%. QQQ is the cheaper option, by $137 a year on a $10,000 investment.
Which is riskier, QQQ or RMIF?
QQQ has been the more volatile fund at 17.7% annualized versus 2.4% for RMIF. Worst drawdown: QQQ -22.8% vs RMIF -3.7%.
Should I hold both QQQ and RMIF?
QQQ and RMIF have a monthly-return correlation of 0.50, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, QQQ or RMIF?
QQQ yields 0.44% while RMIF yields 5.68%, so RMIF currently pays the higher dividend yield.
Is RMIF better than QQQ?
QQQ has a lower expense ratio. QQQ led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.