QQQ vs SMLF

QQQ vs SMLF

Which is better, QQQ or SMLF?

Large Cap Growth against Small Cap Blend.

SMLF has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window. SMLF is less concentrated, with 7.8% of the fund in its ten largest positions against 46.5%.

Lower Fees: SMLFHigher Returns: QQQLess Concentrated: SMLF

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricQQQSMLF
Expense Ratio0.18%0.15%Best
AUM$483.5B$4.2B
Dividend Yield0.44%1.01%
Holdings107934
YTD Return+21.71%Best+12.57%
1Y Return+25.89%Best+16.71%
3Y Return (annualized)+28.80%Best+19.81%
5Y Return (annualized)+15.67%Best+10.17%
Volatility (annualized)18.8%Best18.9%
Max Drawdown-35.1%Best-43.1%
$10,000 over 5 years$20,706Best$16,230
Top 10 Weight46.5%7.8%Best
Fund FamilyInvesco (US)iShares by BlackRock (US)
CategoryEquityEquity
StyleLarge Cap GrowthSmall Cap Blend
InceptionMar 10, 1999Apr 28, 2015

Volatility and max drawdown are measured over the window both funds cover: Apr 30, 2015 to Sep 25, 2026 (11.4 years).

QQQ vs SMLF growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 11.4 years both funds cover.

QQQ vs SMLF Performance

Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US) and iShares US Small-Cap Equity Factor ETF (SMLF) is an ETF from iShares by BlackRock (US). Over the past year QQQ returned +25.89% while SMLF returned +16.71%. Year to date, QQQ is up 21.71% versus a gain of 12.57% for SMLF.

Over three years, QQQ compounded at +28.80% per year against +19.81% for SMLF; over five years the annualized figures are +15.67% and +10.17% respectively. Across the full 11-year window we track, QQQ has the edge at +18.82% annualized vs +10.49%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SMLF has been the more volatile fund, with annualized monthly volatility of 18.9% compared with 18.8% for QQQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -35.1% for QQQ and -43.1% for SMLF. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

QQQ charges 0.18% per year while SMLF charges 0.15%. On a $10,000 position that is $18 vs $15 annually, a gap of $3 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 1.01% for SMLF.

Holdings Overlap

QQQ already in SMLF1.0%
SMLF already in QQQ0.6%

1.0% of QQQ's money is in holdings SMLF also owns. 0.6% of SMLF's money is in holdings QQQ also owns.

We cannot see either book well enough to say how much of this pair is duplicated.

2 positions in common, counted across the 102 positions we hold weights for in QQQ and 864 in SMLF, against full books of 107 and 934.

What only one of them owns

Our book lists 817 positions for SMLF that do not appear in our book for QQQ (92.2% of the fund), and 94 for QQQ that do not appear in SMLF (96.6%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in QQQWeight in SMLFDifference
ALABAstera Labs Inc - Common0.24%0.63%0.39%
GILDGilead Sciences0.72%0.00%0.72%

You are not choosing between two funds in isolation.

Whichever of QQQ and SMLF you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

QQQSMLF

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, QQQ or SMLF?

QQQ has an expense ratio of 0.18% while SMLF charges 0.15%. SMLF is the cheaper option, by $3 a year on a $10,000 investment.

Which performed better, QQQ or SMLF?

Over the past year QQQ returned +25.89% vs +16.71% for SMLF, so QQQ leads on 1-year performance. Over the longest common window we track (11 years), QQQ annualized +18.82% vs +10.49% for SMLF. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, QQQ or SMLF?

SMLF has been the more volatile fund at 18.9% annualized versus 18.8% for QQQ. Worst drawdown: QQQ -35.1% vs SMLF -43.1%.

Should I hold both QQQ and SMLF?

QQQ and SMLF have a monthly-return correlation of 0.72, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, QQQ or SMLF?

QQQ yields 0.44% while SMLF yields 1.01%, so SMLF currently pays the higher dividend yield.

Is SMLF better than QQQ?

SMLF has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window. SMLF is less concentrated, with 7.8% of the fund in its ten largest positions against 46.5%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.