QQQ vs TBLL

QQQ vs TBLL

Which is better, QQQ or TBLL?

QQQ has been ahead.

TBLL has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window.

Lower Fees: TBLLHigher Returns: QQQ

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricQQQTBLL
Expense Ratio0.18%0.08%Best
AUM$483.5B$2.9B
Dividend Yield0.44%3.64%
Holdings10792
YTD Return+17.95%Best+2.44%
1Y Return+21.77%Best+3.61%
3Y Return (annualized)+25.63%Best+4.49%
5Y Return (annualized)+15.24%Best+3.57%
Volatility (annualized)19.3%0.8%Best
Max Drawdown-35.1%-1.0%Best
$10,000 over 5 years$20,324Best$11,917
Fund FamilyInvesco (US)Invesco (US)
CategoryEquityFixed Income
StyleLarge Cap Growth-
InceptionMar 10, 1999Jan 10, 2017

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Jan 12, 2017 to Sep 18, 2026 (9.7 years).

QQQ vs TBLL growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

QQQ vs TBLL Performance

Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US) and Invesco Short Term Treasury ETF (TBLL) is an ETF from Invesco (US). Over the past year QQQ returned +21.77% while TBLL returned +3.61%. Year to date, QQQ is up 17.95% versus a gain of 2.44% for TBLL.

Over three years, QQQ compounded at +25.63% per year against +4.49% for TBLL; over five years the annualized figures are +15.24% and +3.57% respectively. Across the full 10-year window we track, QQQ has the edge at +20.48% annualized vs +1.86%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 19.3% compared with 0.8% for TBLL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -35.1% for QQQ and -1.0% for TBLL. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.02. They move largely independently of each other.

Fees and Cost Over Time

QQQ charges 0.18% per year while TBLL charges 0.08%. On a $10,000 position that is $18 vs $8 annually, a gap of $10 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 3.64% for TBLL.

Holdings Overlap

We hold position weights for 102 holdings in QQQ and 44 in TBLL, totalling 99.9% and 37.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 102 positions we hold weights for in QQQ and 44 in TBLL, against full books of 107 and 92.

You are not choosing between two funds in isolation.

Whichever of QQQ and TBLL you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

QQQTBLL

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, QQQ or TBLL?

QQQ has an expense ratio of 0.18% while TBLL charges 0.08%. TBLL is the cheaper option, by $10 a year on a $10,000 investment.

Which performed better, QQQ or TBLL?

Over the past year QQQ returned +21.77% vs +3.61% for TBLL, so QQQ leads on 1-year performance. Over the longest common window we track (10 years), QQQ annualized +20.48% vs +1.86% for TBLL. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, QQQ or TBLL?

QQQ has been the more volatile fund at 19.3% annualized versus 0.8% for TBLL. Worst drawdown: QQQ -35.1% vs TBLL -1.0%.

Should I hold both QQQ and TBLL?

QQQ and TBLL have a monthly-return correlation of 0.02, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, QQQ or TBLL?

QQQ yields 0.44% while TBLL yields 3.64%, so TBLL currently pays the higher dividend yield.

Is TBLL better than QQQ?

TBLL has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.