TBLL vs VYM

TBLL vs VYM

Which is better, TBLL or VYM?

VYM has been ahead.

VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window.

Lower Fees: VYMHigher Returns: VYM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricTBLLVYM
Expense Ratio0.08%0.04%Best
AUM$2.9B$81.6B
Dividend Yield3.64%2.22%
Holdings92613
YTD Return+2.15%+10.96%Best
1Y Return+3.28%+15.42%Best
3Y Return (annualized)+4.37%+17.78%Best
5Y Return (annualized)+3.51%+12.05%Best
Volatility (annualized)0.8%Best14.5%
Max Drawdown-1.0%Best-35.7%
$10,000 over 5 years$11,883$17,663Best
Fund FamilyInvesco (US)Vanguard (US)
CategoryFixed IncomeEquity
Style-Large Cap Value
InceptionJan 10, 2017Nov 10, 2006

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Jan 12, 2017 to Sep 22, 2026 (9.7 years).

TBLL vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 9.7 years both funds cover.

TBLL vs VYM Performance

Invesco Short Term Treasury ETF (TBLL) is an ETF from Invesco (US) and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year TBLL returned +3.28% while VYM returned +15.42%. Year to date, TBLL is up 2.15% versus a gain of 10.96% for VYM.

Over three years, TBLL compounded at +4.37% per year against +17.78% for VYM; over five years the annualized figures are +3.51% and +12.05% respectively. Across the full 10-year window we track, VYM has the edge at +9.73% annualized vs +1.82%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.5% compared with 0.8% for TBLL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -1.0% for TBLL and -35.7% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.00. They move largely independently of each other.

Fees and Cost Over Time

TBLL charges 0.08% per year while VYM charges 0.04%. On a $10,000 position that is $8 vs $4 annually, a gap of $4 per year that compounds over a long holding period. On income, TBLL currently yields 3.64% against 2.22% for VYM.

Holdings Overlap

We hold position weights for 44 holdings in TBLL and 557 in VYM, totalling 37.2% and 99.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 44 positions we hold weights for in TBLL and 557 in VYM, against full books of 92 and 613.

You are not choosing between two funds in isolation.

Whichever of TBLL and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

TBLLVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, TBLL or VYM?

TBLL has an expense ratio of 0.08% while VYM charges 0.04%. VYM is the cheaper option, by $4 a year on a $10,000 investment.

Which performed better, TBLL or VYM?

Over the past year TBLL returned +3.28% vs +15.42% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (10 years), TBLL annualized +1.82% vs +9.73% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, TBLL or VYM?

VYM has been the more volatile fund at 14.5% annualized versus 0.8% for TBLL. Worst drawdown: TBLL -1.0% vs VYM -35.7%.

Should I hold both TBLL and VYM?

TBLL and VYM have a monthly-return correlation of 0.00, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, TBLL or VYM?

TBLL yields 3.64% while VYM yields 2.22%, so TBLL currently pays the higher dividend yield.

Is VYM better than TBLL?

VYM has a lower expense ratio. VYM led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.