QQQ vs TDF

QQQ vs TDF
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Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricQQQTDFWinner
Expense Ratio0.18%1.33%
AUM$496.3B$5,054.4
Dividend Yield0.44%3.61%
Holdings10868
YTD Return+17.30%-4.56%
1Y Return+24.93%+6.31%
3Y Return (annualized)+26.19%+10.25%
5Y Return (annualized)+15.34%-5.95%
Volatility (annualized)30.6%26.9%
Max Drawdown-83.0%-75.1%
Fund FamilyInvesco (US)Franklin Templeton Investments (US)
CategoryEquityEquity
InceptionMar 10, 1999Sep 8, 1994

QQQ vs TDF Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and Templeton Dragon Fund (TDF) is a ETF from Franklin Templeton Investments (US). Over the past year QQQ returned +24.93% while TDF returned +6.31%. Year to date, QQQ is up 17.30% versus a loss of 4.56% for TDF.

Over three years, QQQ compounded at +26.19% per year against +10.25% for TDF; over five years the annualized figures are +15.34% and -5.95% respectively. Across the full 27-year window we track, QQQ has the edge at +13.06% annualized vs +0.29%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 26.9% for TDF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -75.1% for TDF. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.36. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

QQQ charges 0.18% per year while TDF charges 1.33%. On a $10,000 position that is $18 vs $133 annually, a gap of $115 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 3.61% for TDF.

Holdings Overlap

0.3%overlap

QQQ and TDF share 1 holdings out of 163 unique holdings combined, representing a 0.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in QQQWeight in TDFDifference
PDD:IE0.27%1.06%0.79%

Frequently Asked Questions

Which is cheaper, QQQ or TDF?

QQQ has an expense ratio of 0.18% while TDF charges 1.33%. QQQ is the cheaper option. On a $10,000 investment, that is $115 per year of difference.

Which performed better, QQQ or TDF?

Over the past year QQQ returned +24.93% vs +6.31% for TDF, so QQQ leads on 1-year performance. Over the longest common window we track (27 years), QQQ annualized +13.06% vs +0.29% for TDF. Past performance does not guarantee future results.

Which is riskier, QQQ or TDF?

QQQ has been the more volatile fund at 30.6% annualized versus 26.9% for TDF. Worst drawdown: QQQ -83.0% vs TDF -75.1%.

Should I hold both QQQ and TDF?

QQQ and TDF have a monthly-return correlation of 0.36, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between QQQ and TDF?

QQQ and TDF share 1 common holdings with a 0.3% weight overlap. Combined, they hold 163 unique securities.

Which pays a higher dividend, QQQ or TDF?

QQQ yields 0.44% while TDF yields 3.61%, so TDF currently pays the higher dividend yield.

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