QQQ vs TRUF

QQQ vs TRUF
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Quick Verdict

TRUF has a lower expense ratio. QQQ offers more diversification with 108 holdings.

Lower Fees: TRUFHigher Returns: TiedMore Diversified: QQQ

Side-by-Side Comparison

MetricQQQTRUFWinner
Expense Ratio0.18%0.10%
AUM$496.3B$591,232.77
Dividend Yield0.44%0.36%
Holdings10823
YTD Return+19.52%+17.54%
1Y Return+26.68%-
3Y Return (annualized)+26.64%-
5Y Return (annualized)+15.36%-
Volatility (annualized)30.6%-
Max Drawdown-83.0%-3.2%
Fund FamilyInvesco (US)VanEck
CategoryEquityEquity
InceptionMar 10, 1999Apr 1, 2026

QQQ vs TRUF Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and VanEck Financials TruSector ETF (TRUF) is a ETF from VanEck. Year to date, QQQ is up 19.52% versus a gain of 17.54% for TRUF.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -3.2% for TRUF. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

QQQ charges 0.18% per year while TRUF charges 0.10%. On a $10,000 position that is $18 vs $10 annually, a gap of $8 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 0.36% for TRUF.

Holdings Overlap

0.3%overlap

QQQ and TRUF share 1 holdings out of 122 unique holdings combined, representing a 0.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in QQQWeight in TRUFDifference
BKR0.27%1.96%1.69%

Frequently Asked Questions

Which is cheaper, QQQ or TRUF?

QQQ has an expense ratio of 0.18% while TRUF charges 0.10%. TRUF is the cheaper option. On a $10,000 investment, that is $8 per year of difference.

What is the holdings overlap between QQQ and TRUF?

QQQ and TRUF share 1 common holdings with a 0.3% weight overlap. Combined, they hold 122 unique securities.

Which pays a higher dividend, QQQ or TRUF?

QQQ yields 0.44% while TRUF yields 0.36%, so QQQ currently pays the higher dividend yield.

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