SCHD vs TRUF
Schwab US Dividend Equity ETF vs VanEck Financials TruSector ETF
Which is better, SCHD or TRUF?
SCHD costs less.
SCHD has a lower expense ratio. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 81.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | TRUF |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.10% |
| AUM | $112.1B | $591,232.77 |
| Dividend Yield | 3.00% | 0.35% |
| Holdings | 103 | 23 |
| YTD Return | +20.41%Best | +9.70% |
| 1Y Return | +24.48% | - |
| 3Y Return (annualized) | +15.88% | - |
| 5Y Return (annualized) | +9.16% | - |
| Top 10 Weight | 41.8%Best | 81.8% |
| Fund Family | Charles Schwab Asset Management | VanEck |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Oct 20, 2011 | Apr 1, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
SCHD vs TRUF growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SCHD vs TRUF Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and VanEck Financials TruSector ETF (TRUF) is an ETF from VanEck. Year to date, SCHD is up 20.41% versus a gain of 9.70% for TRUF.
Past performance does not guarantee future results.
Fees and Cost Over Time
SCHD charges 0.06% per year while TRUF charges 0.10%. On a $10,000 position that is $6 vs $10 annually, a gap of $4 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 0.35% for TRUF.
Holdings Overlap
7.0% of SCHD's money is in holdings TRUF also owns. 1.4% of TRUF's money is in holdings SCHD also owns.
SCHD and TRUF share little of their money.
8 positions in common, counted across the 100 positions we hold weights for in SCHD and 78 in TRUF, against full books of 103 and 23.
What only one of them owns
Measured across the 100 and 78 positions we hold weights for.
SCHD holds 91 positions TRUF does not, 92.9% of the fund.
Largest: MRK 4.77%, AMGN 4.70%, ABT 4.69%, KO 4.17%, CVX 4.02%
Top Shared Holdings
| Stock | Weight in SCHD | Weight in TRUF | Difference |
|---|---|---|---|
| BXBlackstone Group Inc. Class A | 2.59% | 0.50% | 2.09% |
| FITBFifth Third Bancorp | 1.19% | 0.23% | 0.96% |
| ARESAres Management Corp A | 0.74% | 0.14% | 0.60% |
| CINFCincinnati Financial Corp. | 0.64% | 0.14% | 0.50% |
| RFRegions Financial Corp. | 0.62% | 0.12% | 0.50% |
| TROWT Rowe Price Grp | 0.58% | 0.11% | 0.47% |
| PFGPrincipalfinancialgroupinc. | 0.53% | 0.11% | 0.42% |
| ERIEErie Indemnity-a | 0.16% | 0.04% | 0.12% |
You are not choosing between two funds in isolation.
Whichever of SCHD and TRUF you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or TRUF?
SCHD has an expense ratio of 0.06% while TRUF charges 0.10%. SCHD is the cheaper option, by $4 a year on a $10,000 investment.
What is the holdings overlap between SCHD and TRUF?
7.0% of SCHD's money is in holdings TRUF also owns. 1.4% of TRUF's is in holdings SCHD also owns. They hold 8 positions in common, counted across the 100 positions we hold weights for in SCHD and 78 in TRUF.
Which pays a higher dividend, SCHD or TRUF?
SCHD yields 3.00% while TRUF yields 0.35%, so SCHD currently pays the higher dividend yield.
Is TRUF better than SCHD?
SCHD has a lower expense ratio. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 81.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.