SCHD vs TRUF
Schwab US Dividend Equity ETF vs VanEck Financials TruSector ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | SCHD | TRUF | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.10% | |
| AUM | $103.7B | $584,500 | |
| Dividend Yield | 3.31% | 0.00% | |
| Holdings | 104 | 79 | |
| YTD Return | +26.21% | +17.78% | |
| 1Y Return | +29.99% | - | |
| 3Y Return (annualized) | +15.73% | - | |
| 5Y Return (annualized) | +9.67% | - | |
| Volatility (annualized) | 13.6% | - | |
| Max Drawdown | -33.4% | -3.2% | |
| Fund Family | Charles Schwab Asset Management | VanEck | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Apr 1, 2026 |
SCHD vs TRUF Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and VanEck Financials TruSector ETF (TRUF) is a ETF from VanEck. Year to date, SCHD is up 26.21% versus a gain of 17.78% for TRUF.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -3.2% for TRUF. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SCHD charges 0.06% per year while TRUF charges 0.10%. On a $10,000 position that is $6 vs $10 annually, a gap of $4 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.00% for TRUF.
Holdings Overlap
SCHD and TRUF share 5 holdings out of 116 unique holdings combined, representing a 11.8% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or TRUF?
SCHD has an expense ratio of 0.06% while TRUF charges 0.10%. SCHD is the cheaper option. On a $10,000 investment, that is $4 per year of difference.
What is the holdings overlap between SCHD and TRUF?
SCHD and TRUF share 5 common holdings with a 11.8% weight overlap. Combined, they hold 116 unique securities.
Which pays a higher dividend, SCHD or TRUF?
SCHD yields 3.31% while TRUF yields 0.00%, so SCHD currently pays the higher dividend yield.
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