QQQ vs TYA
Invesco QQQ Trust, Series 1 vs Simplify Intermediate Term Treasury Futures Strategy ETF
Quick Verdict
QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.
Side-by-Side Comparison
| Metric | QQQ | TYA | Winner |
|---|---|---|---|
| Expense Ratio | 0.18% | 0.25% | |
| AUM | $455.8B | $65M | |
| Dividend Yield | 0.41% | 3.64% | |
| Holdings | 108 | 3 | |
| YTD Return | +18.31% | -8.38% | |
| 1Y Return | +25.37% | -6.75% | |
| 3Y Return (annualized) | +25.79% | -0.32% | |
| 5Y Return (annualized) | +15.20% | - | |
| Volatility (annualized) | 30.6% | 19.3% | |
| Max Drawdown | -83.0% | -51.1% | |
| Fund Family | Invesco (US) | Simplify Exchange Traded Funds | |
| Category | Equity | Alternative | |
| Inception | Mar 10, 1999 | Sep 27, 2021 |
QQQ vs TYA Performance
Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and Simplify Intermediate Term Treasury Futures Strategy ETF (TYA) is a ETF from Simplify Exchange Traded Funds. Over the past year QQQ returned +25.37% while TYA returned -6.75%. Year to date, QQQ is up 18.31% versus a loss of 8.38% for TYA.
Over three years, QQQ compounded at +25.79% per year against -0.32% for TYA. Across the full 5-year window we track, QQQ has the edge at +13.10% annualized vs -10.93%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 19.3% for TYA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -83.0% for QQQ and -51.1% for TYA. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.46. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
QQQ charges 0.18% per year while TYA charges 0.25%. On a $10,000 position that is $18 vs $25 annually, a gap of $7 per year that compounds over a long holding period. On income, QQQ currently yields 0.41% against 3.64% for TYA.
Holdings Overlap
QQQ and TYA share 0 holdings out of 104 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, QQQ or TYA?
QQQ has an expense ratio of 0.18% while TYA charges 0.25%. QQQ is the cheaper option. On a $10,000 investment, that is $7 per year of difference.
Which performed better, QQQ or TYA?
Over the past year QQQ returned +25.37% vs -6.75% for TYA, so QQQ leads on 1-year performance. Over the longest common window we track (5 years), QQQ annualized +13.10% vs -10.93% for TYA. Past performance does not guarantee future results.
Which is riskier, QQQ or TYA?
QQQ has been the more volatile fund at 30.6% annualized versus 19.3% for TYA. Worst drawdown: QQQ -83.0% vs TYA -51.1%.
Should I hold both QQQ and TYA?
QQQ and TYA have a monthly-return correlation of 0.46, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between QQQ and TYA?
QQQ and TYA share 0 common holdings with a 0.0% weight overlap. Combined, they hold 104 unique securities.
Which pays a higher dividend, QQQ or TYA?
QQQ yields 0.41% while TYA yields 3.64%, so TYA currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.