TYA vs VYM
Simplify Intermediate Term Treasury Futures Strategy ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | TYA | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.25% | 0.04% | |
| AUM | $65M | $79.0B | |
| Dividend Yield | 3.64% | 2.86% | |
| Holdings | 3 | 568 | |
| YTD Return | -8.98% | +16.10% | |
| 1Y Return | -7.42% | +25.99% | |
| 3Y Return (annualized) | -0.73% | +18.29% | |
| 5Y Return (annualized) | - | +12.35% | |
| Volatility (annualized) | 19.3% | 14.6% | |
| Max Drawdown | -51.1% | -58.8% | |
| Fund Family | Simplify Exchange Traded Funds | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Sep 27, 2021 | Nov 10, 2006 |
TYA vs VYM Performance
Simplify Intermediate Term Treasury Futures Strategy ETF (TYA) is a ETF from Simplify Exchange Traded Funds and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year TYA returned -7.42% while VYM returned +25.99%. Year to date, TYA is down 8.98% versus a gain of 16.10% for VYM.
Over three years, TYA compounded at -0.73% per year against +18.29% for VYM. Across the full 5-year window we track, VYM has the edge at +7.08% annualized vs -11.06%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TYA has been the more volatile fund, with annualized monthly volatility of 19.3% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -51.1% for TYA and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.46. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
TYA charges 0.25% per year while VYM charges 0.04%. On a $10,000 position that is $25 vs $4 annually, a gap of $21 per year that compounds over a long holding period. On income, TYA currently yields 3.64% against 2.86% for VYM.
Holdings Overlap
TYA and VYM share 0 holdings out of 559 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, TYA or VYM?
TYA has an expense ratio of 0.25% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $21 per year of difference.
Which performed better, TYA or VYM?
Over the past year TYA returned -7.42% vs +25.99% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (5 years), TYA annualized -11.06% vs +7.08% for VYM. Past performance does not guarantee future results.
Which is riskier, TYA or VYM?
TYA has been the more volatile fund at 19.3% annualized versus 14.6% for VYM. Worst drawdown: TYA -51.1% vs VYM -58.8%.
Should I hold both TYA and VYM?
TYA and VYM have a monthly-return correlation of 0.46, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between TYA and VYM?
TYA and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 559 unique securities.
Which pays a higher dividend, TYA or VYM?
TYA yields 3.64% while VYM yields 2.86%, so TYA currently pays the higher dividend yield.
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