QQQ vs UAUG

Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 103 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricQQQUAUGWinner
Expense Ratio0.18%0.79%
AUM$455.8B$162M
Dividend Yield0.41%0.00%
Holdings1086
YTD Return+18.20%+7.58%
1Y Return+27.63%+12.65%
3Y Return (annualized)+25.54%+13.44%
5Y Return (annualized)+15.12%+8.46%
Volatility (annualized)30.6%7.8%
Max Drawdown-83.0%-13.9%
Fund FamilyInvesco (US)Innovator ETFs Trust
CategoryEquityAlternative
InceptionMar 10, 1999Jul 31, 2019

QQQ vs UAUG Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and Innovator US Equity Ultra Buffer ETF - August (UAUG) is a ETF from Innovator ETFs Trust. Over the past year QQQ returned +27.63% while UAUG returned +12.65%. Year to date, QQQ is up 18.20% versus a gain of 7.58% for UAUG.

Over three years, QQQ compounded at +25.54% per year against +13.44% for UAUG; over five years the annualized figures are +15.12% and +8.46% respectively. Across the full 7-year window we track, QQQ has the edge at +13.11% annualized vs +8.14%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 7.8% for UAUG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -13.9% for UAUG. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

QQQ charges 0.18% per year while UAUG charges 0.79%. On a $10,000 position that is $18 vs $79 annually, a gap of $61 per year that compounds over a long holding period. On income, QQQ currently yields 0.41% against 0.00% for UAUG.

Frequently Asked Questions

Which is cheaper, QQQ or UAUG?

QQQ has an expense ratio of 0.18% while UAUG charges 0.79%. QQQ is the cheaper option. On a $10,000 investment, that is $61 per year of difference.

Which performed better, QQQ or UAUG?

Over the past year QQQ returned +27.63% vs +12.65% for UAUG, so QQQ leads on 1-year performance. Over the longest common window we track (7 years), QQQ annualized +13.11% vs +8.14% for UAUG. Past performance does not guarantee future results.

Which is riskier, QQQ or UAUG?

QQQ has been the more volatile fund at 30.6% annualized versus 7.8% for UAUG. Worst drawdown: QQQ -83.0% vs UAUG -13.9%.

Should I hold both QQQ and UAUG?

QQQ and UAUG have a monthly-return correlation of 0.82, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, QQQ or UAUG?

QQQ yields 0.41% while UAUG yields 0.00%, so QQQ currently pays the higher dividend yield.

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