QQQ vs USHY

QQQ vs USHY

Which is better, QQQ or USHY?

Large Cap Growth against High Yield Bond.

USHY has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window.

Lower Fees: USHYHigher Returns: QQQ

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricQQQUSHY
Expense Ratio0.18%0.08%Best
AUM$483.5B$28.5B
Dividend Yield0.44%6.91%
Holdings1071,901
YTD Return+16.87%Best-2.83%
1Y Return+22.98%Best-1.88%
3Y Return (annualized)+24.98%Best+6.51%
5Y Return (annualized)+14.39%Best+2.77%
Volatility (annualized)19.9%9.6%Best
Max Drawdown-35.1%-31.0%Best
$10,000 over 5 years$19,586Best$11,464
Fund FamilyInvesco (US)iShares by BlackRock (US)
CategoryEquityFixed Income
StyleLarge Cap GrowthHigh Yield Bond
InceptionMar 10, 1999Oct 25, 2017

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Oct 26, 2017 to Sep 11, 2026 (8.9 years).

QQQ vs USHY growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

QQQ vs USHY Performance

Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US) and iShares Broad USD High Yield Corporate Bond ETF (USHY) is an ETF from iShares by BlackRock (US). Over the past year QQQ returned +22.98% while USHY returned -1.88%. Year to date, QQQ is up 16.87% versus a loss of 2.83% for USHY.

Over three years, QQQ compounded at +24.98% per year against +6.51% for USHY; over five years the annualized figures are +14.39% and +2.77% respectively. Across the full 9-year window we track, QQQ has the edge at +19.95% annualized vs +1.93%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 19.9% compared with 9.6% for USHY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -35.1% for QQQ and -31.0% for USHY. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.54. They move together some of the time, and apart the rest.

Fees and Cost Over Time

QQQ charges 0.18% per year while USHY charges 0.08%. On a $10,000 position that is $18 vs $8 annually, a gap of $10 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 6.91% for USHY.

Holdings Overlap

We hold position weights for 102 holdings in QQQ and 1,472 in USHY, totalling 99.9% and 76.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 102 positions we hold weights for in QQQ and 1,472 in USHY, against full books of 107 and 1,901.

You are not choosing between two funds in isolation.

Whichever of QQQ and USHY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

QQQUSHY

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, QQQ or USHY?

QQQ has an expense ratio of 0.18% while USHY charges 0.08%. USHY is the cheaper option, by $10 a year on a $10,000 investment.

Which performed better, QQQ or USHY?

Over the past year QQQ returned +22.98% vs -1.88% for USHY, so QQQ leads on 1-year performance. Over the longest common window we track (9 years), QQQ annualized +19.95% vs +1.93% for USHY. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, QQQ or USHY?

QQQ has been the more volatile fund at 19.9% annualized versus 9.6% for USHY. Worst drawdown: QQQ -35.1% vs USHY -31.0%.

Should I hold both QQQ and USHY?

QQQ and USHY have a monthly-return correlation of 0.54, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, QQQ or USHY?

QQQ yields 0.44% while USHY yields 6.91%, so USHY currently pays the higher dividend yield.

Is USHY better than QQQ?

USHY has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.