QQQ vs USOY

QQQ vs USOY
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Quick Verdict

QQQ has a lower expense ratio. USOY delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.

Lower Fees: QQQHigher Returns: USOYMore Diversified: QQQ

Side-by-Side Comparison

MetricQQQUSOYWinner
Expense Ratio0.18%1.12%
AUM$496.3B$63M
Dividend Yield0.44%57.76%
Holdings10817
YTD Return+16.23%+51.34%
1Y Return+26.23%+44.96%
3Y Return (annualized)+25.75%-
5Y Return (annualized)+14.78%-
Volatility (annualized)30.6%31.5%
Max Drawdown-83.0%-25.5%
Fund FamilyInvesco (US)Defiance ETFs, LLC
CategoryEquityAlternative
InceptionMar 10, 1999May 9, 2024

QQQ vs USOY Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and Defiance Oil Enhanced Options Income ETF (USOY) is a ETF from Defiance ETFs, LLC. Over the past year QQQ returned +26.23% while USOY returned +44.96%. Year to date, QQQ is up 16.23% versus a gain of 51.34% for USOY.

Risk: Volatility and Drawdowns

USOY has been the more volatile fund, with annualized monthly volatility of 31.5% compared with 30.6% for QQQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -25.5% for USOY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.26. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

QQQ charges 0.18% per year while USOY charges 1.12%. On a $10,000 position that is $18 vs $112 annually, a gap of $94 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 57.76% for USOY.

Holdings Overlap

0.0%overlap

QQQ and USOY share 0 holdings out of 105 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, QQQ or USOY?

QQQ has an expense ratio of 0.18% while USOY charges 1.12%. QQQ is the cheaper option. On a $10,000 investment, that is $94 per year of difference.

Which performed better, QQQ or USOY?

Over the past year QQQ returned +26.23% vs +44.96% for USOY, so USOY leads on 1-year performance. Over the longest common window we track (2 years), QQQ annualized +13.02% vs +22.06% for USOY. Past performance does not guarantee future results.

Which is riskier, QQQ or USOY?

USOY has been the more volatile fund at 31.5% annualized versus 30.6% for QQQ. Worst drawdown: QQQ -83.0% vs USOY -25.5%.

Should I hold both QQQ and USOY?

QQQ and USOY have a monthly-return correlation of -0.26, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between QQQ and USOY?

QQQ and USOY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 105 unique securities.

Which pays a higher dividend, QQQ or USOY?

QQQ yields 0.44% while USOY yields 57.76%, so USOY currently pays the higher dividend yield.

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