QQQ vs USTB
Invesco QQQ Trust, Series 1 vs VictoryShares Short-Term Bond ETF
Which is better, QQQ or USTB?
Large Cap Growth against Short Term Bond.
QQQ has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QQQ | USTB |
|---|---|---|
| Expense Ratio | 0.18%Best | 0.34% |
| AUM | $483.5B | $2.6B |
| Dividend Yield | 0.44% | 4.57% |
| Holdings | 107 | 604 |
| YTD Return | +15.18%Best | +1.51% |
| 1Y Return | +19.65%Best | +2.69% |
| 3Y Return (annualized) | +24.60%Best | +5.72% |
| 5Y Return (annualized) | +13.94%Best | +3.48% |
| Volatility (annualized) | 20.0% | 2.4%Best |
| Max Drawdown | -35.1% | -5.5%Best |
| $10,000 over 5 years | $19,204Best | $11,865 |
| Fund Family | Invesco (US) | Victory Capital Management Inc. |
| Category | Equity | Fixed Income |
| Style | Large Cap Growth | Short Term Bond |
| Inception | Mar 10, 1999 | Oct 24, 2017 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Oct 26, 2017 to Sep 15, 2026 (8.9 years).
QQQ vs USTB growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
QQQ vs USTB Performance
Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US) and VictoryShares Short-Term Bond ETF (USTB) is an ETF from Victory Capital Management Inc.. Over the past year QQQ returned +19.65% while USTB returned +2.69%. Year to date, QQQ is up 15.18% versus a gain of 1.51% for USTB.
Over three years, QQQ compounded at +24.60% per year against +5.72% for USTB; over five years the annualized figures are +13.94% and +3.48% respectively. Across the full 9-year window we track, QQQ has the edge at +19.72% annualized vs +2.45%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 20.0% compared with 2.4% for USTB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.1% for QQQ and -5.5% for USTB. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.46. They move together some of the time, and apart the rest.
Fees and Cost Over Time
QQQ charges 0.18% per year while USTB charges 0.34%. On a $10,000 position that is $18 vs $34 annually, a gap of $16 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 4.57% for USTB.
Holdings Overlap
We hold position weights for 102 holdings in QQQ and 251 in USTB, totalling 99.9% and 79.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 102 positions we hold weights for in QQQ and 251 in USTB, against full books of 107 and 604.
You are not choosing between two funds in isolation.
Whichever of QQQ and USTB you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QQQ or USTB?
QQQ has an expense ratio of 0.18% while USTB charges 0.34%. QQQ is the cheaper option, by $16 a year on a $10,000 investment.
Which performed better, QQQ or USTB?
Over the past year QQQ returned +19.65% vs +2.69% for USTB, so QQQ leads on 1-year performance. Over the longest common window we track (9 years), QQQ annualized +19.72% vs +2.45% for USTB. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, QQQ or USTB?
QQQ has been the more volatile fund at 20.0% annualized versus 2.4% for USTB. Worst drawdown: QQQ -35.1% vs USTB -5.5%.
Should I hold both QQQ and USTB?
QQQ and USTB have a monthly-return correlation of 0.46, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, QQQ or USTB?
QQQ yields 0.44% while USTB yields 4.57%, so USTB currently pays the higher dividend yield.
Is USTB better than QQQ?
QQQ has a lower expense ratio. QQQ led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.