QQQ vs UTHY
Invesco QQQ Trust, Series 1 vs F/m US Treasury 30 Year Bond ETF
Which is better, QQQ or UTHY?
Large Cap Growth against Long Term High Quality.
UTHY has a lower expense ratio. QQQ led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | QQQ | UTHY |
|---|---|---|
| Expense Ratio | 0.18% | 0.15%Best |
| AUM | $483.5B | $192M |
| Dividend Yield | 0.44% | 5.26% |
| Holdings | 107 | 2 |
| YTD Return | +17.95%Best | -3.82% |
| 1Y Return | +21.77%Best | -4.63% |
| 3Y Return (annualized) | +25.63%Best | -0.24% |
| 5Y Return (annualized) | +15.24% | - |
| Volatility (annualized) | 17.0% | 12.9%Best |
| Max Drawdown | -22.8% | -21.9%Best |
| $10,000 over 3.5 years | $24,072Best | $8,969 |
| Fund Family | Invesco (US) | US Benchmark Series |
| Category | Equity | Fixed Income |
| Style | Large Cap Growth | Long Term High Quality |
| Inception | Mar 10, 1999 | Mar 27, 2023 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.5 years row, are measured over the window both funds cover: Mar 28, 2023 to Sep 18, 2026 (3.5 years).
QQQ vs UTHY growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.5 years both funds cover.
QQQ vs UTHY Performance
Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US) and F/m US Treasury 30 Year Bond ETF (UTHY) is an ETF from US Benchmark Series. Over the past year QQQ returned +21.77% while UTHY returned -4.63%. Year to date, QQQ is up 17.95% versus a loss of 3.82% for UTHY.
Over three years, QQQ compounded at +25.63% per year against -0.24% for UTHY. Across the full 4-year window we track, QQQ has the edge at +28.53% annualized vs -3.06%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 17.0% compared with 12.9% for UTHY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.8% for QQQ and -21.9% for UTHY. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.37. They move together some of the time, and apart the rest.
Fees and Cost Over Time
QQQ charges 0.18% per year while UTHY charges 0.15%. On a $10,000 position that is $18 vs $15 annually, a gap of $3 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 5.26% for UTHY.
You are not choosing between two funds in isolation.
Whichever of QQQ and UTHY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, QQQ or UTHY?
QQQ has an expense ratio of 0.18% while UTHY charges 0.15%. UTHY is the cheaper option, by $3 a year on a $10,000 investment.
Which performed better, QQQ or UTHY?
Over the past year QQQ returned +21.77% vs -4.63% for UTHY, so QQQ leads on 1-year performance. Over the longest common window we track (4 years), QQQ annualized +28.53% vs -3.06% for UTHY. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, QQQ or UTHY?
QQQ has been the more volatile fund at 17.0% annualized versus 12.9% for UTHY. Worst drawdown: QQQ -22.8% vs UTHY -21.9%.
Should I hold both QQQ and UTHY?
QQQ and UTHY have a monthly-return correlation of 0.37, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, QQQ or UTHY?
QQQ yields 0.44% while UTHY yields 5.26%, so UTHY currently pays the higher dividend yield.
Is UTHY better than QQQ?
UTHY has a lower expense ratio. QQQ led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.