QQQ vs UTHY
Invesco QQQ Trust, Series 1 vs F/m US Treasury 30 Year Bond ETF
Quick Verdict
UTHY has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.
Side-by-Side Comparison
| Metric | QQQ | UTHY | Winner |
|---|---|---|---|
| Expense Ratio | 0.18% | 0.15% | |
| AUM | $496.3B | $183M | |
| Dividend Yield | 0.44% | 5.26% | |
| Holdings | 108 | 2 | |
| YTD Return | +16.23% | -2.85% | |
| 1Y Return | +26.23% | -0.84% | |
| 3Y Return (annualized) | +25.75% | +0.32% | |
| 5Y Return (annualized) | +14.78% | - | |
| Volatility (annualized) | 30.6% | 13.1% | |
| Max Drawdown | -83.0% | -21.9% | |
| Fund Family | Invesco (US) | US Benchmark Series | |
| Category | Equity | Fixed Income | |
| Inception | Mar 10, 1999 | Mar 27, 2023 |
QQQ vs UTHY Performance
Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and F/m US Treasury 30 Year Bond ETF (UTHY) is a ETF from US Benchmark Series. Over the past year QQQ returned +26.23% while UTHY returned -0.84%. Year to date, QQQ is up 16.23% versus a loss of 2.85% for UTHY.
Over three years, QQQ compounded at +25.75% per year against +0.32% for UTHY. Across the full 3-year window we track, QQQ has the edge at +13.02% annualized vs -2.84%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 13.1% for UTHY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -83.0% for QQQ and -21.9% for UTHY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.37. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
QQQ charges 0.18% per year while UTHY charges 0.15%. On a $10,000 position that is $18 vs $15 annually, a gap of $3 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 5.26% for UTHY.
Frequently Asked Questions
Which is cheaper, QQQ or UTHY?
QQQ has an expense ratio of 0.18% while UTHY charges 0.15%. UTHY is the cheaper option. On a $10,000 investment, that is $3 per year of difference.
Which performed better, QQQ or UTHY?
Over the past year QQQ returned +26.23% vs -0.84% for UTHY, so QQQ leads on 1-year performance. Over the longest common window we track (3 years), QQQ annualized +13.02% vs -2.84% for UTHY. Past performance does not guarantee future results.
Which is riskier, QQQ or UTHY?
QQQ has been the more volatile fund at 30.6% annualized versus 13.1% for UTHY. Worst drawdown: QQQ -83.0% vs UTHY -21.9%.
Should I hold both QQQ and UTHY?
QQQ and UTHY have a monthly-return correlation of 0.37, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, QQQ or UTHY?
QQQ yields 0.44% while UTHY yields 5.26%, so UTHY currently pays the higher dividend yield.
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