UTHY vs VXUS
UTHY vs VXUS
F/m US Treasury 30 Year Bond ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.
Side-by-Side Comparison
| Metric | UTHY | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.15% | 0.05% | |
| AUM | $178M | $156.5B | |
| Dividend Yield | 5.02% | 2.60% | |
| Holdings | 2 | 8,747 | |
| YTD Return | -2.32% | +14.57% | |
| 1Y Return | -1.24% | +27.82% | |
| 3Y Return (annualized) | -0.90% | +19.27% | |
| 5Y Return (annualized) | - | +9.28% | |
| Volatility (annualized) | 13.1% | 15.1% | |
| Max Drawdown | -21.9% | -39.9% | |
| Fund Family | US Benchmark Series | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Mar 27, 2023 | Jan 26, 2011 |
UTHY vs VXUS Performance
F/m US Treasury 30 Year Bond ETF (UTHY) is a ETF from US Benchmark Series and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year UTHY returned -1.24% while VXUS returned +27.82%. Year to date, UTHY is down 2.32% versus a gain of 14.57% for VXUS.
Over three years, UTHY compounded at -0.90% per year against +19.27% for VXUS. Across the full 3-year window we track, VXUS has the edge at +4.86% annualized vs -2.72%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.1% compared with 13.1% for UTHY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.9% for UTHY and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.65. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
UTHY charges 0.15% per year while VXUS charges 0.05%. On a $10,000 position that is $15 vs $5 annually, a gap of $10 per year that compounds over a long holding period. On income, UTHY currently yields 5.02% against 2.60% for VXUS.
Frequently Asked Questions
Which is cheaper, UTHY or VXUS?
UTHY has an expense ratio of 0.15% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $10 per year of difference.
Which performed better, UTHY or VXUS?
Over the past year UTHY returned -1.24% vs +27.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (3 years), UTHY annualized -2.72% vs +4.86% for VXUS. Past performance does not guarantee future results.
Which is riskier, UTHY or VXUS?
VXUS has been the more volatile fund at 15.1% annualized versus 13.1% for UTHY. Worst drawdown: UTHY -21.9% vs VXUS -39.9%.
Should I hold both UTHY and VXUS?
UTHY and VXUS have a monthly-return correlation of 0.65, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, UTHY or VXUS?
UTHY yields 5.02% while VXUS yields 2.60%, so UTHY currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.