QQQ vs WTMY

QQQ vs WTMY
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Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: QQQ

Side-by-Side Comparison

MetricQQQWTMYWinner
Expense Ratio0.18%0.35%
AUM$496.3B$5M
Dividend Yield0.44%3.56%
Holdings10883
YTD Return+16.64%+0.57%
1Y Return+27.27%+4.89%
3Y Return (annualized)+25.96%-
5Y Return (annualized)+14.54%-
Volatility (annualized)30.6%4.0%
Max Drawdown-83.0%-3.7%
Fund FamilyInvesco (US)WisdomTree Investments
CategoryEquityTax Preferred
InceptionMar 10, 1999Apr 3, 2025

QQQ vs WTMY Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and WisdomTree High Income Laddered Municipal Fund ETF (WTMY) is a ETF from WisdomTree Investments. Over the past year QQQ returned +27.27% while WTMY returned +4.89%. Year to date, QQQ is up 16.64% versus a gain of 0.57% for WTMY.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 4.0% for WTMY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -3.7% for WTMY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.49. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

QQQ charges 0.18% per year while WTMY charges 0.35%. On a $10,000 position that is $18 vs $35 annually, a gap of $17 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 3.56% for WTMY.

Holdings Overlap

0.0%overlap

QQQ and WTMY share 0 holdings out of 103 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, QQQ or WTMY?

QQQ has an expense ratio of 0.18% while WTMY charges 0.35%. QQQ is the cheaper option. On a $10,000 investment, that is $17 per year of difference.

Which performed better, QQQ or WTMY?

Over the past year QQQ returned +27.27% vs +4.89% for WTMY, so QQQ leads on 1-year performance. Over the longest common window we track (1 years), QQQ annualized +13.03% vs +3.67% for WTMY. Past performance does not guarantee future results.

Which is riskier, QQQ or WTMY?

QQQ has been the more volatile fund at 30.6% annualized versus 4.0% for WTMY. Worst drawdown: QQQ -83.0% vs WTMY -3.7%.

Should I hold both QQQ and WTMY?

QQQ and WTMY have a monthly-return correlation of 0.49, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between QQQ and WTMY?

QQQ and WTMY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 103 unique securities.

Which pays a higher dividend, QQQ or WTMY?

QQQ yields 0.44% while WTMY yields 3.56%, so WTMY currently pays the higher dividend yield.

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