QQQ vs XFIV
Invesco QQQ Trust, Series 1 vs BondBloxx Bloomberg Five Year Target Duration US Treasury ETF
Quick Verdict
XFIV has a lower expense ratio. QQQ delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.
Side-by-Side Comparison
| Metric | QQQ | XFIV | Winner |
|---|---|---|---|
| Expense Ratio | 0.18% | 0.05% | |
| AUM | $496.3B | $347M | |
| Dividend Yield | 0.44% | 3.85% | |
| Holdings | 108 | 51 | |
| YTD Return | +16.64% | -0.52% | |
| 1Y Return | +27.27% | +1.58% | |
| 3Y Return (annualized) | +25.96% | +4.18% | |
| 5Y Return (annualized) | +14.54% | - | |
| Volatility (annualized) | 30.6% | 5.0% | |
| Max Drawdown | -83.0% | -6.4% | |
| Fund Family | Invesco (US) | BondBloxx | |
| Category | Equity | Fixed Income | |
| Inception | Mar 10, 1999 | Sep 13, 2022 |
QQQ vs XFIV Performance
Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and BondBloxx Bloomberg Five Year Target Duration US Treasury ETF (XFIV) is a ETF from BondBloxx. Over the past year QQQ returned +27.27% while XFIV returned +1.58%. Year to date, QQQ is up 16.64% versus a loss of 0.52% for XFIV.
Over three years, QQQ compounded at +25.96% per year against +4.18% for XFIV. Across the full 4-year window we track, QQQ has the edge at +13.03% annualized vs +2.93%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 5.0% for XFIV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -83.0% for QQQ and -6.4% for XFIV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.33. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
QQQ charges 0.18% per year while XFIV charges 0.05%. On a $10,000 position that is $18 vs $5 annually, a gap of $13 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 3.85% for XFIV.
Holdings Overlap
QQQ and XFIV share 0 holdings out of 133 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, QQQ or XFIV?
QQQ has an expense ratio of 0.18% while XFIV charges 0.05%. XFIV is the cheaper option. On a $10,000 investment, that is $13 per year of difference.
Which performed better, QQQ or XFIV?
Over the past year QQQ returned +27.27% vs +1.58% for XFIV, so QQQ leads on 1-year performance. Over the longest common window we track (4 years), QQQ annualized +13.03% vs +2.93% for XFIV. Past performance does not guarantee future results.
Which is riskier, QQQ or XFIV?
QQQ has been the more volatile fund at 30.6% annualized versus 5.0% for XFIV. Worst drawdown: QQQ -83.0% vs XFIV -6.4%.
Should I hold both QQQ and XFIV?
QQQ and XFIV have a monthly-return correlation of 0.33, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between QQQ and XFIV?
QQQ and XFIV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 133 unique securities.
Which pays a higher dividend, QQQ or XFIV?
QQQ yields 0.44% while XFIV yields 3.85%, so XFIV currently pays the higher dividend yield.
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