VXUS vs XFIV

VXUS vs XFIV

Which is better, VXUS or XFIV?

Large Cap Blend against Intermediate Term Bond.

VXUS led over 1Y, 3Y and the full window.

Lower Fees: TiedHigher Returns: VXUS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricVXUSXFIV
Expense Ratio0.05%Tie0.05%Tie
AUM$158.1B$347M
Dividend Yield2.51%3.93%
Holdings8,74751
YTD Return+14.48%Best-2.25%
1Y Return+22.28%Best-1.76%
3Y Return (annualized)+20.00%Best+3.39%
5Y Return (annualized)+8.91%-
Volatility (annualized)13.7%5.0%Best
Max Drawdown-13.6%-6.4%Best
$10,000 over 4 years$19,859Best$11,008
Fund FamilyVanguard (US)BondBloxx
CategoryEquityFixed Income
StyleLarge Cap BlendIntermediate Term Bond
InceptionJan 26, 2011Sep 13, 2022

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 4 years row, are measured over the window both funds cover: Sep 16, 2022 to Sep 11, 2026 (4 years).

VXUS vs XFIV growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4 years both funds cover.

VXUS vs XFIV Performance

Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US) and BondBloxx Bloomberg Five Year Target Duration US Treasury ETF (XFIV) is an ETF from BondBloxx. Over the past year VXUS returned +22.28% while XFIV returned -1.76%. Year to date, VXUS is up 14.48% versus a loss of 2.25% for XFIV.

Over three years, VXUS compounded at +20.00% per year against +3.39% for XFIV. Across the full 4-year window we track, VXUS has the edge at +18.71% annualized vs +2.43%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 13.7% compared with 5.0% for XFIV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -13.6% for VXUS and -6.4% for XFIV. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.64. They move together some of the time, and apart the rest.

Fees and Cost Over Time

VXUS charges 0.05% per year while XFIV charges 0.05%. On a $10,000 position that is $5 vs $5 annually. On income, VXUS currently yields 2.51% against 3.93% for XFIV.

Holdings Overlap

We hold position weights for 8,091 holdings in VXUS and 31 in XFIV, totalling 87.7% and 65.3% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 8,091 positions we hold weights for in VXUS and 31 in XFIV, against full books of 8,747 and 51.

You are not choosing between two funds in isolation.

Whichever of VXUS and XFIV you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

VXUSXFIV

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, VXUS or XFIV?

VXUS has an expense ratio of 0.05% while XFIV charges 0.05%. At the precision these are quoted to, they cost the same.

Which performed better, VXUS or XFIV?

Over the past year VXUS returned +22.28% vs -1.76% for XFIV, so VXUS leads on 1-year performance. Over the longest common window we track (4 years), VXUS annualized +18.71% vs +2.43% for XFIV. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, VXUS or XFIV?

VXUS has been the more volatile fund at 13.7% annualized versus 5.0% for XFIV. Worst drawdown: VXUS -13.6% vs XFIV -6.4%.

Should I hold both VXUS and XFIV?

VXUS and XFIV have a monthly-return correlation of 0.64, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, VXUS or XFIV?

VXUS yields 2.51% while XFIV yields 3.93%, so XFIV currently pays the higher dividend yield.

Is XFIV better than VXUS?

VXUS led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.