QQQ vs XRPZ

QQQ vs XRPZ
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Quick Verdict

QQQ has a lower expense ratio. QQQ offers more diversification with 108 holdings.

Lower Fees: QQQHigher Returns: TiedMore Diversified: QQQ

Side-by-Side Comparison

MetricQQQXRPZWinner
Expense Ratio0.18%0.19%
AUM$496.3B$242M
Dividend Yield0.44%0.00%
Holdings1082
YTD Return+16.30%-30.34%
1Y Return+24.83%-
3Y Return (annualized)+25.48%-
5Y Return (annualized)+14.50%-
Volatility (annualized)30.6%-
Max Drawdown-83.0%-56.9%
Fund FamilyInvesco (US)Franklin Templeton Investments (US)
CategoryEquityAlternative
InceptionMar 10, 1999Nov 24, 2025

QQQ vs XRPZ Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and Franklin XRP ETF (XRPZ) is a ETF from Franklin Templeton Investments (US). Year to date, QQQ is up 16.30% versus a loss of 30.34% for XRPZ.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -56.9% for XRPZ. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

QQQ charges 0.18% per year while XRPZ charges 0.19%. On a $10,000 position that is $18 vs $19 annually, a gap of $1 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 0.00% for XRPZ.

Frequently Asked Questions

Which is cheaper, QQQ or XRPZ?

QQQ has an expense ratio of 0.18% while XRPZ charges 0.19%. QQQ is the cheaper option. On a $10,000 investment, that is $1 per year of difference.

Which pays a higher dividend, QQQ or XRPZ?

QQQ yields 0.44% while XRPZ yields 0.00%, so QQQ currently pays the higher dividend yield.

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