QQQ vs YGLD

QQQ vs YGLD
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Quick Verdict

QQQ has a lower expense ratio. YGLD delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.

Lower Fees: QQQHigher Returns: YGLDMore Diversified: QQQ

Side-by-Side Comparison

MetricQQQYGLDWinner
Expense Ratio0.18%0.53%
AUM$496.3B$39M
Dividend Yield0.44%22.33%
Holdings10816
YTD Return+16.64%+1.28%
1Y Return+27.27%+40.28%
3Y Return (annualized)+25.96%-
5Y Return (annualized)+14.54%-
Volatility (annualized)30.6%39.9%
Max Drawdown-83.0%-43.4%
Fund FamilyInvesco (US)Simplify Exchange Traded Funds
CategoryEquityCommodity
InceptionMar 10, 1999Dec 2, 2024

QQQ vs YGLD Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and Simplify Gold Strategy ETF (YGLD) is a ETF from Simplify Exchange Traded Funds. Over the past year QQQ returned +27.27% while YGLD returned +40.28%. Year to date, QQQ is up 16.64% versus a gain of 1.28% for YGLD.

Risk: Volatility and Drawdowns

YGLD has been the more volatile fund, with annualized monthly volatility of 39.9% compared with 30.6% for QQQ. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -43.4% for YGLD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.08. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

QQQ charges 0.18% per year while YGLD charges 0.53%. On a $10,000 position that is $18 vs $53 annually, a gap of $35 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 22.33% for YGLD.

Holdings Overlap

0.0%overlap

QQQ and YGLD share 0 holdings out of 103 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, QQQ or YGLD?

QQQ has an expense ratio of 0.18% while YGLD charges 0.53%. QQQ is the cheaper option. On a $10,000 investment, that is $35 per year of difference.

Which performed better, QQQ or YGLD?

Over the past year QQQ returned +27.27% vs +40.28% for YGLD, so YGLD leads on 1-year performance. Over the longest common window we track (2 years), QQQ annualized +13.03% vs +46.34% for YGLD. Past performance does not guarantee future results.

Which is riskier, QQQ or YGLD?

YGLD has been the more volatile fund at 39.9% annualized versus 30.6% for QQQ. Worst drawdown: QQQ -83.0% vs YGLD -43.4%.

Should I hold both QQQ and YGLD?

QQQ and YGLD have a monthly-return correlation of 0.08, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between QQQ and YGLD?

QQQ and YGLD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 103 unique securities.

Which pays a higher dividend, QQQ or YGLD?

QQQ yields 0.44% while YGLD yields 22.33%, so YGLD currently pays the higher dividend yield.

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