QQQ vs ZSC

QQQ vs ZSC
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Quick Verdict

QQQ has a lower expense ratio. ZSC delivered stronger 1-year returns. QQQ offers more diversification with 108 holdings.

Lower Fees: QQQHigher Returns: ZSCMore Diversified: QQQ

Side-by-Side Comparison

MetricQQQZSCWinner
Expense Ratio0.18%0.59%
AUM$496.3B$3M
Dividend Yield0.44%1.65%
Holdings10831
YTD Return+16.19%+10.77%
1Y Return+25.22%+28.34%
3Y Return (annualized)+25.47%+4.01%
5Y Return (annualized)+14.34%-
Volatility (annualized)30.6%13.8%
Max Drawdown-83.0%-26.5%
Fund FamilyInvesco (US)USCF Investments
CategoryEquityEquity
InceptionMar 10, 1999Aug 9, 2023

QQQ vs ZSC Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and USCF Sustainable Commodity Strategy Fund (ZSC) is a ETF from USCF Investments. Over the past year QQQ returned +25.22% while ZSC returned +28.34%. Year to date, QQQ is up 16.19% versus a gain of 10.77% for ZSC.

Over three years, QQQ compounded at +25.47% per year against +4.01% for ZSC. Across the full 3-year window we track, QQQ has the edge at +13.01% annualized vs +2.68%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 13.8% for ZSC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -26.5% for ZSC. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.17. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

QQQ charges 0.18% per year while ZSC charges 0.59%. On a $10,000 position that is $18 vs $59 annually, a gap of $41 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 1.65% for ZSC.

Frequently Asked Questions

Which is cheaper, QQQ or ZSC?

QQQ has an expense ratio of 0.18% while ZSC charges 0.59%. QQQ is the cheaper option. On a $10,000 investment, that is $41 per year of difference.

Which performed better, QQQ or ZSC?

Over the past year QQQ returned +25.22% vs +28.34% for ZSC, so ZSC leads on 1-year performance. Over the longest common window we track (3 years), QQQ annualized +13.01% vs +2.68% for ZSC. Past performance does not guarantee future results.

Which is riskier, QQQ or ZSC?

QQQ has been the more volatile fund at 30.6% annualized versus 13.8% for ZSC. Worst drawdown: QQQ -83.0% vs ZSC -26.5%.

Should I hold both QQQ and ZSC?

QQQ and ZSC have a monthly-return correlation of 0.17, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, QQQ or ZSC?

QQQ yields 0.44% while ZSC yields 1.65%, so ZSC currently pays the higher dividend yield.

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