QQQ vs ZTRE
Invesco QQQ Trust, Series 1 vs F/m 3-Year Investment Grade Corporate Bond ETF
Quick Verdict
ZTRE has a lower expense ratio. QQQ delivered stronger 1-year returns. ZTRE offers more diversification with 490 holdings.
Side-by-Side Comparison
| Metric | QQQ | ZTRE | Winner |
|---|---|---|---|
| Expense Ratio | 0.18% | 0.15% | |
| AUM | $496.3B | $42M | |
| Dividend Yield | 0.44% | 4.57% | |
| Holdings | 108 | 490 | |
| YTD Return | +16.64% | +1.10% | |
| 1Y Return | +27.27% | +3.21% | |
| 3Y Return (annualized) | +25.96% | - | |
| 5Y Return (annualized) | +14.54% | - | |
| Volatility (annualized) | 30.6% | 2.0% | |
| Max Drawdown | -83.0% | -1.4% | |
| Fund Family | Invesco (US) | F-m investments | |
| Category | Equity | Fixed Income | |
| Inception | Mar 10, 1999 | Jan 10, 2024 |
QQQ vs ZTRE Performance
Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and F/m 3-Year Investment Grade Corporate Bond ETF (ZTRE) is a ETF from F-m investments. Over the past year QQQ returned +27.27% while ZTRE returned +3.21%. Year to date, QQQ is up 16.64% versus a gain of 1.10% for ZTRE.
Risk: Volatility and Drawdowns
QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 2.0% for ZTRE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -83.0% for QQQ and -1.4% for ZTRE. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.15. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
QQQ charges 0.18% per year while ZTRE charges 0.15%. On a $10,000 position that is $18 vs $15 annually, a gap of $3 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 4.57% for ZTRE.
Holdings Overlap
QQQ and ZTRE share 0 holdings out of 474 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, QQQ or ZTRE?
QQQ has an expense ratio of 0.18% while ZTRE charges 0.15%. ZTRE is the cheaper option. On a $10,000 investment, that is $3 per year of difference.
Which performed better, QQQ or ZTRE?
Over the past year QQQ returned +27.27% vs +3.21% for ZTRE, so QQQ leads on 1-year performance. Over the longest common window we track (3 years), QQQ annualized +13.03% vs +4.72% for ZTRE. Past performance does not guarantee future results.
Which is riskier, QQQ or ZTRE?
QQQ has been the more volatile fund at 30.6% annualized versus 2.0% for ZTRE. Worst drawdown: QQQ -83.0% vs ZTRE -1.4%.
Should I hold both QQQ and ZTRE?
QQQ and ZTRE have a monthly-return correlation of 0.15, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between QQQ and ZTRE?
QQQ and ZTRE share 0 common holdings with a 0.0% weight overlap. Combined, they hold 474 unique securities.
Which pays a higher dividend, QQQ or ZTRE?
QQQ yields 0.44% while ZTRE yields 4.57%, so ZTRE currently pays the higher dividend yield.
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