QQQY vs VTI

QQQY vs VTI
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Quick Verdict

VTI has a lower expense ratio. QQQY delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: QQQYMore Diversified: VTI

Side-by-Side Comparison

MetricQQQYVTIWinner
Expense Ratio1.01%0.03%
AUM$189M$666.9B
Dividend Yield36.53%1.07%
Holdings53,543
YTD Return+13.77%+12.79%
1Y Return+22.00%+20.47%
3Y Return (annualized)+27.57%+21.53%
5Y Return (annualized)-+11.84%
Volatility (annualized)15.6%15.3%
Max Drawdown-12.6%-56.6%
Fund FamilyDefiance ETFs, LLCVanguard (US)
CategoryAlternativeEquity
InceptionSep 13, 2023May 24, 2001

QQQY vs VTI Performance

Defiance Nasdaq 100 Weekly Distribution ETF (QQQY) is a ETF from Defiance ETFs, LLC and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year QQQY returned +22.00% while VTI returned +20.47%. Year to date, QQQY is up 13.77% versus a gain of 12.79% for VTI.

Over three years, QQQY compounded at +27.57% per year against +21.53% for VTI. Across the full 3-year window we track, QQQY has the edge at +27.57% annualized vs +8.07%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQY has been the more volatile fund, with annualized monthly volatility of 15.6% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -12.6% for QQQY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

QQQY charges 1.01% per year while VTI charges 0.03%. On a $10,000 position that is $101 vs $3 annually, a gap of $98 per year that compounds over a long holding period. On income, QQQY currently yields 36.53% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

QQQY and VTI share 0 holdings out of 2788 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, QQQY or VTI?

QQQY has an expense ratio of 1.01% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $98 per year of difference.

Which performed better, QQQY or VTI?

Over the past year QQQY returned +22.00% vs +20.47% for VTI, so QQQY leads on 1-year performance. Over the longest common window we track (3 years), QQQY annualized +27.57% vs +8.07% for VTI. Past performance does not guarantee future results.

Which is riskier, QQQY or VTI?

QQQY has been the more volatile fund at 15.6% annualized versus 15.3% for VTI. Worst drawdown: QQQY -12.6% vs VTI -56.6%.

Should I hold both QQQY and VTI?

QQQY and VTI have a monthly-return correlation of 0.81, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between QQQY and VTI?

QQQY and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2788 unique securities.

Which pays a higher dividend, QQQY or VTI?

QQQY yields 36.53% while VTI yields 1.07%, so QQQY currently pays the higher dividend yield.

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