QTAP vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricQTAPVYMWinner
Expense Ratio0.79%0.04%
AUM$20M$79.0B
Dividend Yield0.00%2.86%
Holdings5568
YTD Return+16.35%+16.53%
1Y Return+20.94%+25.03%
3Y Return (annualized)+20.40%+18.54%
5Y Return (annualized)+12.71%+12.25%
Volatility (annualized)16.0%14.6%
Max Drawdown-29.4%-58.8%
Fund FamilyInnovator ETFs TrustVanguard (US)
CategoryAlternativeEquity
InceptionMar 31, 2021Nov 10, 2006

QTAP vs VYM Performance

Innovator Growth Accelerated Plus ETF - April (QTAP) is a ETF from Innovator ETFs Trust and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year QTAP returned +20.94% while VYM returned +25.03%. Year to date, QTAP is up 16.35% versus a gain of 16.53% for VYM.

Over three years, QTAP compounded at +20.40% per year against +18.54% for VYM; over five years the annualized figures are +12.71% and +12.25% respectively. Across the full 5-year window we track, QTAP has the edge at +13.82% annualized vs +7.10%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QTAP has been the more volatile fund, with annualized monthly volatility of 16.0% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -29.4% for QTAP and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.59. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

QTAP charges 0.79% per year while VYM charges 0.04%. On a $10,000 position that is $79 vs $4 annually, a gap of $75 per year that compounds over a long holding period. On income, QTAP currently yields 0.00% against 2.86% for VYM.

Frequently Asked Questions

Which is cheaper, QTAP or VYM?

QTAP has an expense ratio of 0.79% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $75 per year of difference.

Which performed better, QTAP or VYM?

Over the past year QTAP returned +20.94% vs +25.03% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (5 years), QTAP annualized +13.82% vs +7.10% for VYM. Past performance does not guarantee future results.

Which is riskier, QTAP or VYM?

QTAP has been the more volatile fund at 16.0% annualized versus 14.6% for VYM. Worst drawdown: QTAP -29.4% vs VYM -58.8%.

Should I hold both QTAP and VYM?

QTAP and VYM have a monthly-return correlation of 0.59, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, QTAP or VYM?

QTAP yields 0.00% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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