QTAP vs VTI
Innovator Growth Accelerated Plus ETF - April vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | QTAP | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.79% | 0.03% | |
| AUM | $21M | $666.9B | |
| Dividend Yield | 0.00% | 1.07% | |
| Holdings | 5 | 3,543 | |
| YTD Return | +16.32% | +13.14% | |
| 1Y Return | +21.86% | +22.35% | |
| 3Y Return (annualized) | +20.69% | +21.83% | |
| 5Y Return (annualized) | +12.51% | +12.01% | |
| Volatility (annualized) | 16.0% | 15.3% | |
| Max Drawdown | -29.4% | -56.6% | |
| Fund Family | Innovator ETFs Trust | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Mar 31, 2021 | May 24, 2001 |
QTAP vs VTI Performance
Innovator Growth Accelerated Plus ETF - April (QTAP) is a ETF from Innovator ETFs Trust and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year QTAP returned +21.86% while VTI returned +22.35%. Year to date, QTAP is up 16.32% versus a gain of 13.14% for VTI.
Over three years, QTAP compounded at +20.69% per year against +21.83% for VTI; over five years the annualized figures are +12.51% and +12.01% respectively. Across the full 5-year window we track, QTAP has the edge at +13.75% annualized vs +8.09%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QTAP has been the more volatile fund, with annualized monthly volatility of 16.0% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -29.4% for QTAP and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.85. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
QTAP charges 0.79% per year while VTI charges 0.03%. On a $10,000 position that is $79 vs $3 annually, a gap of $76 per year that compounds over a long holding period. On income, QTAP currently yields 0.00% against 1.07% for VTI.
Frequently Asked Questions
Which is cheaper, QTAP or VTI?
QTAP has an expense ratio of 0.79% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $76 per year of difference.
Which performed better, QTAP or VTI?
Over the past year QTAP returned +21.86% vs +22.35% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (5 years), QTAP annualized +13.75% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, QTAP or VTI?
QTAP has been the more volatile fund at 16.0% annualized versus 15.3% for VTI. Worst drawdown: QTAP -29.4% vs VTI -56.6%.
Should I hold both QTAP and VTI?
QTAP and VTI have a monthly-return correlation of 0.85, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, QTAP or VTI?
QTAP yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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