QTOC vs VYM
Innovator Growth Accelerated Plus ETF - October vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 568 holdings.
Side-by-Side Comparison
| Metric | QTOC | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.79% | 0.04% | |
| AUM | $22M | $79.0B | |
| Dividend Yield | 0.00% | 2.86% | |
| Holdings | 5 | 568 | |
| YTD Return | +13.88% | +16.78% | |
| 1Y Return | +18.14% | +24.43% | |
| 3Y Return (annualized) | +19.40% | +18.60% | |
| 5Y Return (annualized) | - | +12.30% | |
| Volatility (annualized) | 16.6% | 14.6% | |
| Max Drawdown | -33.4% | -58.8% | |
| Fund Family | Innovator ETFs Trust | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Oct 1, 2021 | Nov 10, 2006 |
QTOC vs VYM Performance
Innovator Growth Accelerated Plus ETF - October (QTOC) is a ETF from Innovator ETFs Trust and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year QTOC returned +18.14% while VYM returned +24.43%. Year to date, QTOC is up 13.88% versus a gain of 16.78% for VYM.
Over three years, QTOC compounded at +19.40% per year against +18.60% for VYM. Across the full 5-year window we track, QTOC has the edge at +9.91% annualized vs +7.11%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QTOC has been the more volatile fund, with annualized monthly volatility of 16.6% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for QTOC and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.62. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
QTOC charges 0.79% per year while VYM charges 0.04%. On a $10,000 position that is $79 vs $4 annually, a gap of $75 per year that compounds over a long holding period. On income, QTOC currently yields 0.00% against 2.86% for VYM.
Frequently Asked Questions
Which is cheaper, QTOC or VYM?
QTOC has an expense ratio of 0.79% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $75 per year of difference.
Which performed better, QTOC or VYM?
Over the past year QTOC returned +18.14% vs +24.43% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (5 years), QTOC annualized +9.91% vs +7.11% for VYM. Past performance does not guarantee future results.
Which is riskier, QTOC or VYM?
QTOC has been the more volatile fund at 16.6% annualized versus 14.6% for VYM. Worst drawdown: QTOC -33.4% vs VYM -58.8%.
Should I hold both QTOC and VYM?
QTOC and VYM have a monthly-return correlation of 0.62, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, QTOC or VYM?
QTOC yields 0.00% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.
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