IVV vs QTOC
iShares Core S&P 500 ETF vs Innovator Growth Accelerated Plus ETF - October
Quick Verdict
IVV has a lower expense ratio. IVV delivered stronger 1-year returns. IVV offers more diversification with 508 holdings.
Side-by-Side Comparison
| Metric | IVV | QTOC | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.79% | |
| AUM | $907.0B | $18M | |
| Dividend Yield | 1.10% | 0.00% | |
| Holdings | 508 | 5 | |
| YTD Return | +12.28% | +13.54% | |
| 1Y Return | +20.94% | +18.23% | |
| 3Y Return (annualized) | +21.81% | +19.17% | |
| 5Y Return (annualized) | +13.05% | +9.81% | |
| Volatility (annualized) | 15.1% | 16.6% | |
| Max Drawdown | -56.5% | -33.4% | |
| Fund Family | iShares by BlackRock (US) | Innovator ETFs Trust | |
| Category | Equity | Alternative | |
| Inception | May 15, 2000 | Oct 1, 2021 |
IVV vs QTOC Performance
iShares Core S&P 500 ETF (IVV) is a ETF from iShares by BlackRock (US) and Innovator Growth Accelerated Plus ETF - October (QTOC) is a ETF from Innovator ETFs Trust. Over the past year IVV returned +20.94% while QTOC returned +18.23%. Year to date, IVV is up 12.28% versus a gain of 13.54% for QTOC.
Over three years, IVV compounded at +21.81% per year against +19.17% for QTOC; over five years the annualized figures are +13.05% and +9.81% respectively. Across the full 5-year window we track, QTOC has the edge at +9.81% annualized vs +6.98%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
QTOC has been the more volatile fund, with annualized monthly volatility of 16.6% compared with 15.1% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.5% for IVV and -33.4% for QTOC. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
IVV charges 0.03% per year while QTOC charges 0.79%. On a $10,000 position that is $3 vs $79 annually, a gap of $76 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 0.00% for QTOC.
Frequently Asked Questions
Which is cheaper, IVV or QTOC?
IVV has an expense ratio of 0.03% while QTOC charges 0.79%. IVV is the cheaper option. On a $10,000 investment, that is $76 per year of difference.
Which performed better, IVV or QTOC?
Over the past year IVV returned +20.94% vs +18.23% for QTOC, so IVV leads on 1-year performance. Over the longest common window we track (5 years), IVV annualized +6.98% vs +9.81% for QTOC. Past performance does not guarantee future results.
Which is riskier, IVV or QTOC?
QTOC has been the more volatile fund at 16.6% annualized versus 15.1% for IVV. Worst drawdown: IVV -56.5% vs QTOC -33.4%.
Should I hold both IVV and QTOC?
IVV and QTOC have a monthly-return correlation of 0.89, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, IVV or QTOC?
IVV yields 1.10% while QTOC yields 0.00%, so IVV currently pays the higher dividend yield.
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