RAAR vs VTI

RAAR vs VTI

Which is better, RAAR or VTI?

Investment Grade Bond against Large Cap Blend.

VTI has a lower expense ratio.

Lower Fees: VTI

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricRAARVTI
Expense Ratio0.40%0.03%Best
AUM$13M$666.9B
Dividend Yield0.00%1.03%
Holdings33,543
YTD Return+3.15%+12.30%Best
1Y Return-+16.08%
3Y Return (annualized)-+21.01%
5Y Return (annualized)-+12.36%
Fund FamilyReckoner Capital ManagementVanguard (US)
CategoryFixed IncomeEquity
StyleInvestment Grade BondLarge Cap Blend
InceptionFeb 11, 2026May 24, 2001

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.

RAAR vs VTI growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

RAAR vs VTI Performance

Reckoner Yield Enhanced AAA CLO Reinvesting ETF (RAAR) is an ETF from Reckoner Capital Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, RAAR is up 3.15% versus a gain of 12.30% for VTI.

Past performance does not guarantee future results.

Fees and Cost Over Time

RAAR charges 0.40% per year while VTI charges 0.03%. On a $10,000 position that is $40 vs $3 annually, a gap of $37 per year that compounds over a long holding period. On income, RAAR currently yields 0.00% against 1.03% for VTI.

Holdings Overlap

We hold position weights for 1 holding in RAAR and 3,463 in VTI, totalling 99.1% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 1 positions we hold weights for in RAAR and 3,463 in VTI, against full books of 3 and 3,543.

You are not choosing between two funds in isolation.

Whichever of RAAR and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

RAARVTI

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, RAAR or VTI?

RAAR has an expense ratio of 0.40% while VTI charges 0.03%. VTI is the cheaper option, by $37 a year on a $10,000 investment.

Which pays a higher dividend, RAAR or VTI?

RAAR yields 0.00% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.

Is VTI better than RAAR?

VTI has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.