RAYE vs VXUS
Rayliant Quantamental Emerging Market ex-China Equity ETF vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 7861 holdings.
Side-by-Side Comparison
| Metric | RAYE | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 0.88% | 0.05% | |
| AUM | $37M | $156.5B | |
| Dividend Yield | 2.93% | 2.60% | |
| Holdings | 119 | 8,747 | |
| YTD Return | +22.31% | +15.00% | |
| 1Y Return | +16.38% | +26.87% | |
| 3Y Return (annualized) | +15.15% | +19.79% | |
| 5Y Return (annualized) | - | +9.26% | |
| Volatility (annualized) | 15.7% | 15.1% | |
| Max Drawdown | -26.9% | -39.9% | |
| Fund Family | The Advisors Inner Circle Fund | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Dec 15, 2021 | Jan 26, 2011 |
RAYE vs VXUS Performance
Rayliant Quantamental Emerging Market ex-China Equity ETF (RAYE) is a ETF from The Advisors Inner Circle Fund and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year RAYE returned +16.38% while VXUS returned +26.87%. Year to date, RAYE is up 22.31% versus a gain of 15.00% for VXUS.
Over three years, RAYE compounded at +15.15% per year against +19.79% for VXUS. Across the full 4-year window we track, RAYE has the edge at +5.35% annualized vs +4.88%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RAYE has been the more volatile fund, with annualized monthly volatility of 15.7% compared with 15.1% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -26.9% for RAYE and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
RAYE charges 0.88% per year while VXUS charges 0.05%. On a $10,000 position that is $88 vs $5 annually, a gap of $83 per year that compounds over a long holding period. On income, RAYE currently yields 2.93% against 2.60% for VXUS.
Holdings Overlap
RAYE and VXUS share 69 holdings out of 7890 unique holdings combined, representing a 5.7% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, RAYE or VXUS?
RAYE has an expense ratio of 0.88% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $83 per year of difference.
Which performed better, RAYE or VXUS?
Over the past year RAYE returned +16.38% vs +26.87% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (4 years), RAYE annualized +5.35% vs +4.88% for VXUS. Past performance does not guarantee future results.
Which is riskier, RAYE or VXUS?
RAYE has been the more volatile fund at 15.7% annualized versus 15.1% for VXUS. Worst drawdown: RAYE -26.9% vs VXUS -39.9%.
Should I hold both RAYE and VXUS?
RAYE and VXUS have a monthly-return correlation of 0.80, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RAYE and VXUS?
RAYE and VXUS share 69 common holdings with a 5.7% weight overlap. Combined, they hold 7890 unique securities.
Which pays a higher dividend, RAYE or VXUS?
RAYE yields 2.93% while VXUS yields 2.60%, so RAYE currently pays the higher dividend yield.
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