RAYE vs VXUS
Rayliant Quantamental Emerging Market ex-China Equity ETF vs Vanguard Total International Stock ETF
Which is better, RAYE or VXUS?
VXUS has been ahead.
VXUS has a lower expense ratio. VXUS led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RAYE | VXUS |
|---|---|---|
| Expense Ratio | 0.88% | 0.05%Best |
| AUM | $37M | $158.1B |
| Dividend Yield | 2.93% | 2.51% |
| Holdings | 119 | 8,747 |
| Volatility (annualized) | 15.7% | 15.1%Best |
| Max Drawdown | -26.9%Best | -28.4% |
| $10,000 over 4 years | $12,318 | $13,585Best |
| Fund Family | The Advisors Inner Circle Fund | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Dec 15, 2021 | Jan 26, 2011 |
Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.
The two price series end 278 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. RAYE has data through Dec 19, 2025 and VXUS through Sep 23, 2026.
Volatility and max drawdown, and the $10,000 over 4 years row, are measured over the window both funds cover: Dec 16, 2021 to Dec 19, 2025 (4 years).
Risk: Volatility and Drawdowns
RAYE has been the more volatile fund, with annualized monthly volatility of 15.7% compared with 15.1% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -26.9% for RAYE and -28.4% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.80. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
RAYE charges 0.88% per year while VXUS charges 0.05%. On a $10,000 position that is $88 vs $5 annually, a gap of $83 per year that compounds over a long holding period. On income, RAYE currently yields 2.93% against 2.51% for VXUS.
Holdings Overlap
At least 58.2% of RAYE's money is in holdings VXUS also owns.
Stated as a floor: for VXUS, our book for it covers 88.8% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
The two portfolios partly overlap.
The two holdings books were reported 336 days apart, RAYE as of Aug 29, 2025 and VXUS as of Jul 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.
68 positions in common, counted across the 98 positions we hold weights for in RAYE and 8,082 in VXUS, against full books of 119 and 8,747.
Top Shared Holdings
| Stock | Weight in RAYE | Weight in VXUS | Difference |
|---|---|---|---|
| 000660:KRSk Hynix Inc Common Stock KRW 5000 | 2.16% | 1.41% | 0.75% |
| 2345:TWAccton Technology Corp | 2.41% | 0.07% | 2.34% |
| TPE:PLTauron Polska Energia Sa | 2.20% | 0.01% | 2.19% |
| 2317:TWHon Hai Precision Industry Co | 1.98% | 0.21% | 1.77% |
| 316140:KRWoori Financial Group Inc | 2.12% | 0.03% | 2.09% |
| ANTM:IDAneka Tambang Tbk | 2.05% | 0.00% | 2.05% |
| NAFL:MBNavin Fluorine International Ltd | 2.00% | 0.01% | 1.99% |
| 3044:TWTripod Technology Corp | 1.93% | 0.01% | 1.92% |
| 2404:TWUnited Integrated Services Co Ltd | 1.92% | 0.01% | 1.91% |
| 086790:KRHana Financial Group Inc | 1.76% | 0.05% | 1.71% |
58.2% of RAYE is already inside VXUS.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RAYE or VXUS?
RAYE has an expense ratio of 0.88% while VXUS charges 0.05%. VXUS is the cheaper option, by $83 a year on a $10,000 investment.
Which is riskier, RAYE or VXUS?
RAYE has been the more volatile fund at 15.7% annualized versus 15.1% for VXUS. Worst drawdown: RAYE -26.9% vs VXUS -28.4%.
Should I hold both RAYE and VXUS?
RAYE and VXUS have a monthly-return correlation of 0.80, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between RAYE and VXUS?
At least 58.2% of RAYE's money is in holdings VXUS also owns. Our book for VXUS is partial, so the real figure is this or higher. They hold 68 positions in common, counted across the 98 positions we hold weights for in RAYE and 8,082 in VXUS.
Which pays a higher dividend, RAYE or VXUS?
RAYE yields 2.93% while VXUS yields 2.51%, so RAYE currently pays the higher dividend yield.
Is VXUS better than RAYE?
VXUS has a lower expense ratio. VXUS led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.