RBUF vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricRBUFVOOWinner
Expense Ratio0.79%0.03%
AUM$96M$979.0B
Dividend Yield0.00%1.09%
Holdings6509
YTD Return+7.40%+13.44%
1Y Return+13.05%+22.62%
3Y Return (annualized)-+21.47%
5Y Return (annualized)-+13.27%
Volatility (annualized)6.0%14.1%
Max Drawdown-11.4%-34.3%
Fund FamilyInnovator ETFs TrustVanguard (US)
CategoryAlternativeEquity
InceptionJul 1, 2024Sep 7, 2010

RBUF vs VOO Performance

Innovator US Small Cap 10 Buffer ETF - Quarterly (RBUF) is a ETF from Innovator ETFs Trust and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year RBUF returned +13.05% while VOO returned +22.62%. Year to date, RBUF is up 7.40% versus a gain of 13.44% for VOO.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 6.0% for RBUF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -11.4% for RBUF and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.82. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

RBUF charges 0.79% per year while VOO charges 0.03%. On a $10,000 position that is $79 vs $3 annually, a gap of $76 per year that compounds over a long holding period. On income, RBUF currently yields 0.00% against 1.09% for VOO.

Frequently Asked Questions

Which is cheaper, RBUF or VOO?

RBUF has an expense ratio of 0.79% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $76 per year of difference.

Which performed better, RBUF or VOO?

Over the past year RBUF returned +13.05% vs +22.62% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (2 years), RBUF annualized +11.23% vs +13.55% for VOO. Past performance does not guarantee future results.

Which is riskier, RBUF or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 6.0% for RBUF. Worst drawdown: RBUF -11.4% vs VOO -34.3%.

Should I hold both RBUF and VOO?

RBUF and VOO have a monthly-return correlation of 0.82, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, RBUF or VOO?

RBUF yields 0.00% while VOO yields 1.09%, so VOO currently pays the higher dividend yield.

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