RCOIN vs VTI
Arca US Treasury Fund vs Vanguard Morningstar Total Stock Market ETF
Which is better, RCOIN or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RCOIN | VTI |
|---|---|---|
| Expense Ratio | 0.77% | 0.03%Best |
| AUM | $453,687.36 | $666.9B |
| Dividend Yield | 0.00% | 1.03% |
| Holdings | 4 | 3,543 |
| YTD Return | +0.00% | +12.57%Best |
| 1Y Return | +0.00% | +17.22%Best |
| 3Y Return (annualized) | - | +20.87% |
| 5Y Return (annualized) | - | +11.86% |
| Volatility (annualized) | - | 12.0% |
| Max Drawdown | -2.0%Best | -19.3% |
| $10,000 over 2.7 years | $9,804 | $16,552Best |
| Fund Family | Arca Capital Management | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | Jul 6, 2020 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2.7 years row, are measured over the window both funds cover: Dec 22, 2023 to Sep 4, 2026 (2.7 years).
RCOIN vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
RCOIN vs VTI Performance
Arca US Treasury Fund (RCOIN) is an ETF from Arca Capital Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year RCOIN returned +0.00% while VTI returned +17.22%. Year to date, RCOIN is up 0.00% versus a gain of 12.57% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -2.0% for RCOIN and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
Fees and Cost Over Time
RCOIN charges 0.77% per year while VTI charges 0.03%. On a $10,000 position that is $77 vs $3 annually, a gap of $74 per year that compounds over a long holding period. On income, RCOIN currently yields 0.00% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 1 holding in RCOIN and 2,787 in VTI, totalling 13.3% and 90.6% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 1 positions we hold weights for in RCOIN and 2,787 in VTI, against full books of 4 and 3,543.
You are not choosing between two funds in isolation.
Whichever of RCOIN and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RCOIN or VTI?
RCOIN has an expense ratio of 0.77% while VTI charges 0.03%. VTI is the cheaper option, by $74 a year on a $10,000 investment.
Which performed better, RCOIN or VTI?
Over the past year RCOIN returned +0.00% vs +17.22% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which pays a higher dividend, RCOIN or VTI?
RCOIN yields 0.00% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than RCOIN?
VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.