RCOIN vs SCHD
Arca US Treasury Fund vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | RCOIN | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.77% | 0.06% | |
| AUM | $453,127.95 | $108.7B | |
| Dividend Yield | 0.00% | 3.13% | |
| Holdings | 4 | 104 | |
| YTD Return | +0.00% | +26.54% | |
| 1Y Return | +0.00% | +30.90% | |
| 3Y Return (annualized) | - | +16.29% | |
| 5Y Return (annualized) | - | +9.65% | |
| Volatility (annualized) | - | 13.6% | |
| Max Drawdown | -2.0% | -33.4% | |
| Fund Family | Arca Capital Management | Charles Schwab Asset Management | |
| Category | Fixed Income | Equity | |
| Inception | Jul 6, 2020 | Oct 20, 2011 |
RCOIN vs SCHD Performance
Arca US Treasury Fund (RCOIN) is a ETF from Arca Capital Management and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year RCOIN returned +0.00% while SCHD returned +30.90%. Year to date, RCOIN is up 0.00% versus a gain of 26.54% for SCHD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -2.0% for RCOIN and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
RCOIN charges 0.77% per year while SCHD charges 0.06%. On a $10,000 position that is $77 vs $6 annually, a gap of $71 per year that compounds over a long holding period. On income, RCOIN currently yields 0.00% against 3.13% for SCHD.
Holdings Overlap
RCOIN and SCHD share 0 holdings out of 102 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, RCOIN or SCHD?
RCOIN has an expense ratio of 0.77% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $71 per year of difference.
Which performed better, RCOIN or SCHD?
Over the past year RCOIN returned +0.00% vs +30.90% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), RCOIN annualized -0.75% vs +11.51% for SCHD. Past performance does not guarantee future results.
What is the holdings overlap between RCOIN and SCHD?
RCOIN and SCHD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 102 unique securities.
Which pays a higher dividend, RCOIN or SCHD?
RCOIN yields 0.00% while SCHD yields 3.13%, so SCHD currently pays the higher dividend yield.
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