RMCA vs VYM
RMCA vs VYM
Rockefeller California Municipal Bond ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 558 holdings.
Side-by-Side Comparison
| Metric | RMCA | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.55% | 0.04% | |
| AUM | $19M | $79.0B | |
| Dividend Yield | 4.72% | 2.86% | |
| Holdings | 65 | 568 | |
| YTD Return | +2.09% | +15.80% | |
| 1Y Return | +7.38% | +26.12% | |
| 3Y Return (annualized) | - | +18.25% | |
| 5Y Return (annualized) | - | +12.51% | |
| Volatility (annualized) | 5.0% | 14.6% | |
| Max Drawdown | -6.3% | -58.8% | |
| Fund Family | Rockefeller Capital Management | Vanguard (US) | |
| Category | Tax Preferred | Equity | |
| Inception | Aug 12, 2024 | Nov 10, 2006 |
RMCA vs VYM Performance
Rockefeller California Municipal Bond ETF (RMCA) is a ETF from Rockefeller Capital Management and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year RMCA returned +7.38% while VYM returned +26.12%. Year to date, RMCA is up 2.09% versus a gain of 15.80% for VYM.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 5.0% for RMCA. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -6.3% for RMCA and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.53. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
RMCA charges 0.55% per year while VYM charges 0.04%. On a $10,000 position that is $55 vs $4 annually, a gap of $51 per year that compounds over a long holding period. On income, RMCA currently yields 4.72% against 2.86% for VYM.
Holdings Overlap
RMCA and VYM share 0 holdings out of 578 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, RMCA or VYM?
RMCA has an expense ratio of 0.55% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $51 per year of difference.
Which performed better, RMCA or VYM?
Over the past year RMCA returned +7.38% vs +26.12% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (2 years), RMCA annualized +2.08% vs +7.07% for VYM. Past performance does not guarantee future results.
Which is riskier, RMCA or VYM?
VYM has been the more volatile fund at 14.6% annualized versus 5.0% for RMCA. Worst drawdown: RMCA -6.3% vs VYM -58.8%.
Should I hold both RMCA and VYM?
RMCA and VYM have a monthly-return correlation of 0.53, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RMCA and VYM?
RMCA and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 578 unique securities.
Which pays a higher dividend, RMCA or VYM?
RMCA yields 4.72% while VYM yields 2.86%, so RMCA currently pays the higher dividend yield.
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