RODE vs SCHD
Hartford Multifactor Diversified International ETF vs Schwab US Dividend Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. RODE offers more diversification with 317 holdings.
Side-by-Side Comparison
| Metric | RODE | SCHD | Winner |
|---|---|---|---|
| Expense Ratio | 0.29% | 0.06% | |
| AUM | $17M | $103.7B | |
| Dividend Yield | 6.06% | 3.31% | |
| Holdings | 317 | 104 | |
| YTD Return | +0.73% | +25.33% | |
| 1Y Return | -0.70% | +32.31% | |
| 3Y Return (annualized) | +7.26% | +15.40% | |
| 5Y Return (annualized) | +7.23% | +9.70% | |
| Volatility (annualized) | 15.4% | 13.6% | |
| Max Drawdown | -36.7% | -33.4% | |
| Fund Family | Hartford Funds | Charles Schwab Asset Management | |
| Category | Equity | Equity | |
| Inception | May 10, 2017 | Oct 20, 2011 |
RODE vs SCHD Performance
Hartford Multifactor Diversified International ETF (RODE) is a ETF from Hartford Funds and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year RODE returned -0.70% while SCHD returned +32.31%. Year to date, RODE is up 0.73% versus a gain of 25.33% for SCHD.
Over three years, RODE compounded at +7.26% per year against +15.40% for SCHD; over five years the annualized figures are +7.23% and +9.70% respectively. Across the full 8-year window we track, SCHD has the edge at +11.45% annualized vs +4.60%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RODE has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -36.7% for RODE and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
RODE charges 0.29% per year while SCHD charges 0.06%. On a $10,000 position that is $29 vs $6 annually, a gap of $23 per year that compounds over a long holding period. On income, RODE currently yields 6.06% against 3.31% for SCHD.
Frequently Asked Questions
Which is cheaper, RODE or SCHD?
RODE has an expense ratio of 0.29% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $23 per year of difference.
Which performed better, RODE or SCHD?
Over the past year RODE returned -0.70% vs +32.31% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (8 years), RODE annualized +4.60% vs +11.45% for SCHD. Past performance does not guarantee future results.
Which is riskier, RODE or SCHD?
RODE has been the more volatile fund at 15.4% annualized versus 13.6% for SCHD. Worst drawdown: RODE -36.7% vs SCHD -33.4%.
Should I hold both RODE and SCHD?
RODE and SCHD have a monthly-return correlation of 0.77, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, RODE or SCHD?
RODE yields 6.06% while SCHD yields 3.31%, so RODE currently pays the higher dividend yield.
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