RODE vs SCHD

RODE vs SCHD

Which is better, RODE or SCHD?

SCHD has been ahead.

SCHD has a lower expense ratio. SCHD led over 1Y and the full window.

Lower Fees: SCHDHigher Returns: SCHD

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricRODESCHD
Expense Ratio0.29%0.06%Best
AUM$17M$112.1B
Dividend Yield6.06%3.00%
Holdings317103
Volatility (annualized)15.4%Best16.1%
Max Drawdown-36.7%-33.4%Best
$10,000 over 8.1 years$14,395$20,749Best
Fund FamilyHartford FundsCharles Schwab Asset Management
CategoryEquityEquity
StyleLarge Cap ValueLarge Cap Value
InceptionMay 10, 2017Oct 20, 2011

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 444 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. RODE has data through Jun 23, 2025 and SCHD through Sep 10, 2026.

Volatility and max drawdown, and the $10,000 over 8.1 years row, are measured over the window both funds cover: May 11, 2017 to Jun 23, 2025 (8.1 years).

Risk: Volatility and Drawdowns

SCHD has been the more volatile fund, with annualized monthly volatility of 16.1% compared with 15.4% for RODE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -36.7% for RODE and -33.4% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

RODE charges 0.29% per year while SCHD charges 0.06%. On a $10,000 position that is $29 vs $6 annually, a gap of $23 per year that compounds over a long holding period. On income, RODE currently yields 6.06% against 3.00% for SCHD.

You are not choosing between two funds in isolation.

Whichever of RODE and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

RODESCHD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, RODE or SCHD?

RODE has an expense ratio of 0.29% while SCHD charges 0.06%. SCHD is the cheaper option, by $23 a year on a $10,000 investment.

Which is riskier, RODE or SCHD?

SCHD has been the more volatile fund at 16.1% annualized versus 15.4% for RODE. Worst drawdown: RODE -36.7% vs SCHD -33.4%.

Should I hold both RODE and SCHD?

RODE and SCHD have a monthly-return correlation of 0.77, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, RODE or SCHD?

RODE yields 6.06% while SCHD yields 3.00%, so RODE currently pays the higher dividend yield.

Is SCHD better than RODE?

SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.