RSBT vs VTI
Return Stacked Bonds & Managed Futures ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, RSBT or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RSBT | VTI |
|---|---|---|
| Expense Ratio | 1.01% | 0.03%Best |
| AUM | $153M | $666.9B |
| Dividend Yield | 3.01% | 1.03% |
| Holdings | 34 | 3,543 |
| YTD Return | +7.49% | +11.06%Best |
| 1Y Return | +13.31% | +15.41%Best |
| 3Y Return (annualized) | +3.70% | +20.48%Best |
| 5Y Return (annualized) | - | +11.52% |
| Volatility (annualized) | 11.3%Best | 12.8% |
| Max Drawdown | -23.6% | -19.3%Best |
| $10,000 over 3.6 years | $9,935 | $18,825Best |
| Fund Family | Return Stacked ETF | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | Feb 7, 2023 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.6 years row, are measured over the window both funds cover: Feb 8, 2023 to Sep 16, 2026 (3.6 years).
RSBT vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.6 years both funds cover.
RSBT vs VTI Performance
Return Stacked Bonds & Managed Futures ETF (RSBT) is an ETF from Return Stacked ETF and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year RSBT returned +13.31% while VTI returned +15.41%. Year to date, RSBT is up 7.49% versus a gain of 11.06% for VTI.
Over three years, RSBT compounded at +3.70% per year against +20.48% for VTI. Across the full 4-year window we track, VTI has the edge at +19.21% annualized vs -0.18%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 12.8% compared with 11.3% for RSBT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -23.6% for RSBT and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.27. They move largely independently of each other.
Fees and Cost Over Time
RSBT charges 1.01% per year while VTI charges 0.03%. On a $10,000 position that is $101 vs $3 annually, a gap of $98 per year that compounds over a long holding period. On income, RSBT currently yields 3.01% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 2 holdings in RSBT and 3,463 in VTI, totalling 90.5% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 2 positions we hold weights for in RSBT and 3,463 in VTI, against full books of 34 and 3,543.
You are not choosing between two funds in isolation.
Whichever of RSBT and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RSBT or VTI?
RSBT has an expense ratio of 1.01% while VTI charges 0.03%. VTI is the cheaper option, by $98 a year on a $10,000 investment.
Which performed better, RSBT or VTI?
Over the past year RSBT returned +13.31% vs +15.41% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (4 years), RSBT annualized -0.18% vs +19.21% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RSBT or VTI?
VTI has been the more volatile fund at 12.8% annualized versus 11.3% for RSBT. Worst drawdown: RSBT -23.6% vs VTI -19.3%.
Should I hold both RSBT and VTI?
RSBT and VTI have a monthly-return correlation of 0.27, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, RSBT or VTI?
RSBT yields 3.01% while VTI yields 1.03%, so RSBT currently pays the higher dividend yield.
Is VTI better than RSBT?
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.