RSMR vs SCHD
FT Vest US Equity Equal Weight Buffer ETF - March vs Schwab US Dividend Equity ETF
Which is better, RSMR or SCHD?
Large Cap Blend against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RSMR | SCHD |
|---|---|---|
| Expense Ratio | 0.85% | 0.06%Best |
| AUM | $11M | $112.1B |
| Dividend Yield | 0.00% | 3.00% |
| Holdings | 10 | 103 |
| YTD Return | +8.72% | +21.99%Best |
| 1Y Return | +11.68% | +25.92%Best |
| 3Y Return (annualized) | - | +15.66% |
| 5Y Return (annualized) | - | +9.48% |
| Volatility (annualized) | 5.2%Best | 14.5% |
| Max Drawdown | -9.1%Best | -13.0% |
| $10,000 over 1.5 years | $11,767 | $12,515Best |
| Fund Family | First Trust Portfolios (US) | Charles Schwab Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | Mar 21, 2025 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.5 years row, are measured over the window both funds cover: Mar 24, 2025 to Sep 23, 2026 (1.5 years).
RSMR vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.5 years both funds cover.
RSMR vs SCHD Performance
FT Vest US Equity Equal Weight Buffer ETF - March (RSMR) is an ETF from First Trust Portfolios (US) and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year RSMR returned +11.68% while SCHD returned +25.92%. Year to date, RSMR is up 8.72% versus a gain of 21.99% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.5% compared with 5.2% for RSMR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -9.1% for RSMR and -13.0% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.69. They move together some of the time, and apart the rest.
Fees and Cost Over Time
RSMR charges 0.85% per year while SCHD charges 0.06%. On a $10,000 position that is $85 vs $6 annually, a gap of $79 per year that compounds over a long holding period. On income, RSMR currently yields 0.00% against 3.00% for SCHD.
You are not choosing between two funds in isolation.
Whichever of RSMR and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RSMR or SCHD?
RSMR has an expense ratio of 0.85% while SCHD charges 0.06%. SCHD is the cheaper option, by $79 a year on a $10,000 investment.
Which performed better, RSMR or SCHD?
Over the past year RSMR returned +11.68% vs +25.92% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), RSMR annualized +11.46% vs +16.13% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RSMR or SCHD?
SCHD has been the more volatile fund at 14.5% annualized versus 5.2% for RSMR. Worst drawdown: RSMR -9.1% vs SCHD -13.0%.
Should I hold both RSMR and SCHD?
RSMR and SCHD have a monthly-return correlation of 0.69, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, RSMR or SCHD?
RSMR yields 0.00% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than RSMR?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.