RSMR vs VTI
FT Vest US Equity Equal Weight Buffer ETF - March vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | RSMR | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.85% | 0.03% | |
| AUM | $11M | $666.9B | |
| Dividend Yield | 0.00% | 1.07% | |
| Holdings | 5 | 3,543 | |
| YTD Return | +10.27% | +13.14% | |
| 1Y Return | +14.55% | +22.35% | |
| 3Y Return (annualized) | - | +21.83% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | 5.0% | 15.3% | |
| Max Drawdown | -9.1% | -56.6% | |
| Fund Family | First Trust Portfolios (US) | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Mar 21, 2025 | May 24, 2001 |
RSMR vs VTI Performance
FT Vest US Equity Equal Weight Buffer ETF - March (RSMR) is a ETF from First Trust Portfolios (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year RSMR returned +14.55% while VTI returned +22.35%. Year to date, RSMR is up 10.27% versus a gain of 13.14% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 5.0% for RSMR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -9.1% for RSMR and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.79. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
RSMR charges 0.85% per year while VTI charges 0.03%. On a $10,000 position that is $85 vs $3 annually, a gap of $82 per year that compounds over a long holding period. On income, RSMR currently yields 0.00% against 1.07% for VTI.
Holdings Overlap
RSMR and VTI share 0 holdings out of 2788 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, RSMR or VTI?
RSMR has an expense ratio of 0.85% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $82 per year of difference.
Which performed better, RSMR or VTI?
Over the past year RSMR returned +14.55% vs +22.35% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), RSMR annualized +13.37% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, RSMR or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 5.0% for RSMR. Worst drawdown: RSMR -9.1% vs VTI -56.6%.
Should I hold both RSMR and VTI?
RSMR and VTI have a monthly-return correlation of 0.79, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RSMR and VTI?
RSMR and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2788 unique securities.
Which pays a higher dividend, RSMR or VTI?
RSMR yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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