RSSX vs VTI
Return Stacked US Stocks & Gold/Bitcoin ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. RSSX delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | RSSX | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.67% | 0.03% | |
| AUM | $66M | $666.9B | |
| Dividend Yield | 1.05% | 1.07% | |
| Holdings | 7 | 3,543 | |
| YTD Return | +11.68% | +13.86% | |
| 1Y Return | +28.59% | +20.74% | |
| 3Y Return (annualized) | - | +21.66% | |
| 5Y Return (annualized) | - | +11.90% | |
| Volatility (annualized) | 33.0% | 15.3% | |
| Max Drawdown | -27.4% | -56.6% | |
| Fund Family | Return Stacked ETF | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | May 29, 2025 | May 24, 2001 |
RSSX vs VTI Performance
Return Stacked US Stocks & Gold/Bitcoin ETF (RSSX) is a ETF from Return Stacked ETF and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year RSSX returned +28.59% while VTI returned +20.74%. Year to date, RSSX is up 11.68% versus a gain of 13.86% for VTI.
Risk: Volatility and Drawdowns
RSSX has been the more volatile fund, with annualized monthly volatility of 33.0% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -27.4% for RSSX and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.69. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
RSSX charges 0.67% per year while VTI charges 0.03%. On a $10,000 position that is $67 vs $3 annually, a gap of $64 per year that compounds over a long holding period. On income, RSSX currently yields 1.05% against 1.07% for VTI.
Holdings Overlap
RSSX and VTI share 0 holdings out of 2790 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, RSSX or VTI?
RSSX has an expense ratio of 0.67% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $64 per year of difference.
Which performed better, RSSX or VTI?
Over the past year RSSX returned +28.59% vs +20.74% for VTI, so RSSX leads on 1-year performance. Over the longest common window we track (1 years), RSSX annualized +34.47% vs +8.11% for VTI. Past performance does not guarantee future results.
Which is riskier, RSSX or VTI?
RSSX has been the more volatile fund at 33.0% annualized versus 15.3% for VTI. Worst drawdown: RSSX -27.4% vs VTI -56.6%.
Should I hold both RSSX and VTI?
RSSX and VTI have a monthly-return correlation of 0.69, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between RSSX and VTI?
RSSX and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2790 unique securities.
Which pays a higher dividend, RSSX or VTI?
RSSX yields 1.05% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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