RSSX vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricRSSXVTIWinner
Expense Ratio0.67%0.03%
AUM$61M$663.5B
Dividend Yield1.08%1.07%
Holdings73,543
YTD Return+0.20%+14.20%
1Y Return+15.86%+24.16%
3Y Return (annualized)-+21.12%
5Y Return (annualized)-+12.37%
Volatility (annualized)28.4%15.3%
Max Drawdown-27.4%-56.6%
Fund FamilyReturn Stacked ETFVanguard (US)
CategoryAlternativeEquity
InceptionMay 29, 2025May 24, 2001

RSSX vs VTI Performance

Return Stacked US Stocks & Gold/Bitcoin ETF (RSSX) is a ETF from Return Stacked ETF and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year RSSX returned +15.86% while VTI returned +24.16%. Year to date, RSSX is up 0.20% versus a gain of 14.20% for VTI.

Risk: Volatility and Drawdowns

RSSX has been the more volatile fund, with annualized monthly volatility of 28.4% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -27.4% for RSSX and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.76. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

RSSX charges 0.67% per year while VTI charges 0.03%. On a $10,000 position that is $67 vs $3 annually, a gap of $64 per year that compounds over a long holding period. On income, RSSX currently yields 1.08% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

RSSX and VTI share 0 holdings out of 2786 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, RSSX or VTI?

RSSX has an expense ratio of 0.67% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $64 per year of difference.

Which performed better, RSSX or VTI?

Over the past year RSSX returned +15.86% vs +24.16% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), RSSX annualized +24.43% vs +8.14% for VTI. Past performance does not guarantee future results.

Which is riskier, RSSX or VTI?

RSSX has been the more volatile fund at 28.4% annualized versus 15.3% for VTI. Worst drawdown: RSSX -27.4% vs VTI -56.6%.

Should I hold both RSSX and VTI?

RSSX and VTI have a monthly-return correlation of 0.76, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between RSSX and VTI?

RSSX and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2786 unique securities.

Which pays a higher dividend, RSSX or VTI?

RSSX yields 1.08% while VTI yields 1.07%, so RSSX currently pays the higher dividend yield.

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