RSSX vs SCHD
Return Stacked US Stocks & Gold/Bitcoin ETF vs Schwab US Dividend Equity ETF
Which is better, RSSX or SCHD?
Multi Alternative against Large Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | RSSX | SCHD |
|---|---|---|
| Expense Ratio | 0.67% | 0.06%Best |
| AUM | $74M | $112.1B |
| Dividend Yield | 1.05% | 3.00% |
| Holdings | 7 | 103 |
| YTD Return | +4.50% | +24.23%Best |
| 1Y Return | +11.51% | +27.90%Best |
| 3Y Return (annualized) | - | +15.55% |
| 5Y Return (annualized) | - | +9.97% |
| Volatility (annualized) | 30.6% | 12.5%Best |
| Max Drawdown | -27.4% | -4.6%Best |
| $10,000 over 1.3 years | $13,520 | $13,556Best |
| Fund Family | Return Stacked ETF | Charles Schwab Asset Management |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Value |
| Inception | May 29, 2025 | Oct 20, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.3 years row, are measured over the window both funds cover: May 30, 2025 to Sep 17, 2026 (1.3 years).
RSSX vs SCHD growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.3 years both funds cover.
RSSX vs SCHD Performance
Return Stacked US Stocks & Gold/Bitcoin ETF (RSSX) is an ETF from Return Stacked ETF and Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management. Over the past year RSSX returned +11.51% while SCHD returned +27.90%. Year to date, RSSX is up 4.50% versus a gain of 24.23% for SCHD.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
RSSX has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 12.5% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -27.4% for RSSX and -4.6% for SCHD. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.43. They move together some of the time, and apart the rest.
Fees and Cost Over Time
RSSX charges 0.67% per year while SCHD charges 0.06%. On a $10,000 position that is $67 vs $6 annually, a gap of $61 per year that compounds over a long holding period. On income, RSSX currently yields 1.05% against 3.00% for SCHD.
Holdings Overlap
We hold position weights for 3 holdings in RSSX and 100 in SCHD, totalling 88.5% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 3 positions we hold weights for in RSSX and 100 in SCHD, against full books of 7 and 103.
You are not choosing between two funds in isolation.
Whichever of RSSX and SCHD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, RSSX or SCHD?
RSSX has an expense ratio of 0.67% while SCHD charges 0.06%. SCHD is the cheaper option, by $61 a year on a $10,000 investment.
Which performed better, RSSX or SCHD?
Over the past year RSSX returned +11.51% vs +27.90% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), RSSX annualized +26.11% vs +26.37% for SCHD. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, RSSX or SCHD?
RSSX has been the more volatile fund at 30.6% annualized versus 12.5% for SCHD. Worst drawdown: RSSX -27.4% vs SCHD -4.6%.
Should I hold both RSSX and SCHD?
RSSX and SCHD have a monthly-return correlation of 0.43, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, RSSX or SCHD?
RSSX yields 1.05% while SCHD yields 3.00%, so SCHD currently pays the higher dividend yield.
Is SCHD better than RSSX?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.