RXD vs SCHD

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricRXDSCHDWinner
Expense Ratio0.95%0.06%
AUM$3M$103.7B
Dividend Yield3.13%3.31%
Holdings7104
YTD Return-15.22%+26.21%
1Y Return-37.56%+29.99%
3Y Return (annualized)-11.42%+15.73%
5Y Return (annualized)-8.58%+9.67%
Volatility (annualized)29.4%13.6%
Max Drawdown-99.8%-33.4%
Fund FamilyProSharesCharles Schwab Asset Management
CategoryAlternativeEquity
InceptionJan 30, 2007Oct 20, 2011

RXD vs SCHD Performance

ProShares UltraShort Health Care (RXD) is a ETF from ProShares and Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management. Over the past year RXD returned -37.56% while SCHD returned +29.99%. Year to date, RXD is down 15.22% versus a gain of 26.21% for SCHD.

Over three years, RXD compounded at -11.42% per year against +15.73% for SCHD; over five years the annualized figures are -8.58% and +9.67% respectively. Across the full 15-year window we track, SCHD has the edge at +11.50% annualized vs -24.79%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

RXD has been the more volatile fund, with annualized monthly volatility of 29.4% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -99.8% for RXD and -33.4% for SCHD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.65. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

RXD charges 0.95% per year while SCHD charges 0.06%. On a $10,000 position that is $95 vs $6 annually, a gap of $89 per year that compounds over a long holding period. On income, RXD currently yields 3.13% against 3.31% for SCHD.

Frequently Asked Questions

Which is cheaper, RXD or SCHD?

RXD has an expense ratio of 0.95% while SCHD charges 0.06%. SCHD is the cheaper option. On a $10,000 investment, that is $89 per year of difference.

Which performed better, RXD or SCHD?

Over the past year RXD returned -37.56% vs +29.99% for SCHD, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), RXD annualized -24.79% vs +11.50% for SCHD. Past performance does not guarantee future results.

Which is riskier, RXD or SCHD?

RXD has been the more volatile fund at 29.4% annualized versus 13.6% for SCHD. Worst drawdown: RXD -99.8% vs SCHD -33.4%.

Should I hold both RXD and SCHD?

RXD and SCHD have a monthly-return correlation of -0.65, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, RXD or SCHD?

RXD yields 3.13% while SCHD yields 3.31%, so SCHD currently pays the higher dividend yield.

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