SCHD vs SDG
Schwab US Dividend Equity ETF vs iShares MSCI Global Sustainable Development Goals ETF
Which is better, SCHD or SDG?
Large Cap Value against Large Cap Blend.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. SDG is less concentrated, with 36.9% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | SDG |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.50% |
| AUM | $112.1B | $176M |
| Dividend Yield | 3.00% | 1.63% |
| Holdings | 103 | 147 |
| YTD Return | +23.68%Best | +6.48% |
| 1Y Return | +28.36%Best | +11.22% |
| 3Y Return (annualized) | +16.20%Best | +8.38% |
| 5Y Return (annualized) | +10.07%Best | +0.41% |
| Volatility (annualized) | 15.0% | 14.4%Best |
| Max Drawdown | -33.4% | -30.4%Best |
| $10,000 over 5 years | $16,156Best | $10,207 |
| Top 10 Weight | 41.8% | 36.9%Best |
| Fund Family | Charles Schwab Asset Management | iShares by BlackRock (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Oct 20, 2011 | Apr 20, 2016 |
Volatility and max drawdown are measured over the window both funds cover: Apr 22, 2016 to Sep 22, 2026 (10.4 years).
SCHD vs SDG growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 10.4 years both funds cover.
SCHD vs SDG Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and iShares MSCI Global Sustainable Development Goals ETF (SDG) is an ETF from iShares by BlackRock (US). Over the past year SCHD returned +28.36% while SDG returned +11.22%. Year to date, SCHD is up 23.68% versus a gain of 6.48% for SDG.
Over three years, SCHD compounded at +16.20% per year against +8.38% for SDG; over five years the annualized figures are +10.07% and +0.41% respectively. Across the full 10-year window we track, SCHD has the edge at +11.29% annualized vs +7.16%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 15.0% compared with 14.4% for SDG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -30.4% for SDG. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.71. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while SDG charges 0.50%. On a $10,000 position that is $6 vs $50 annually, a gap of $44 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 1.63% for SDG.
Holdings Overlap
4.2% of SCHD's money is in holdings SDG also owns. 6.3% of SDG's money is in holdings SCHD also owns.
SDG and SCHD share little of their money.
2 positions in common, counted across the 100 positions we hold weights for in SCHD and 121 in SDG, against full books of 103 and 147.
What only one of them owns
Our book lists 21 positions for SDG that do not appear in our book for SCHD (30.5% of the fund), and 97 for SCHD that do not appear in SDG (95.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SCHD and SDG you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or SDG?
SCHD has an expense ratio of 0.06% while SDG charges 0.50%. SCHD is the cheaper option, by $44 a year on a $10,000 investment.
Which performed better, SCHD or SDG?
Over the past year SCHD returned +28.36% vs +11.22% for SDG, so SCHD leads on 1-year performance. Over the longest common window we track (10 years), SCHD annualized +11.29% vs +7.16% for SDG. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or SDG?
SCHD has been the more volatile fund at 15.0% annualized versus 14.4% for SDG. Worst drawdown: SCHD -33.4% vs SDG -30.4%.
Should I hold both SCHD and SDG?
SCHD and SDG have a monthly-return correlation of 0.71, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SCHD and SDG?
6.3% of SDG's money is in holdings SCHD also owns. 6.3% of SDG's is in holdings SCHD also owns. They hold 2 positions in common, counted across the 100 positions we hold weights for in SCHD and 121 in SDG.
Which pays a higher dividend, SCHD or SDG?
SCHD yields 3.00% while SDG yields 1.63%, so SCHD currently pays the higher dividend yield.
Is SDG better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. SDG is less concentrated, with 36.9% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.