SCHD vs SDTY
Schwab US Dividend Equity ETF vs YieldMax S&P 500 0DTE Covered Call Strategy ETF
Which is better, SCHD or SDTY?
Large Cap Value against Option Writing.
SCHD has a lower expense ratio. SCHD led over 1Y, SDTY over the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | SDTY |
|---|---|---|
| Expense Ratio | 0.06%Best | 1.08% |
| AUM | $112.1B | $41M |
| Dividend Yield | 3.00% | 28.08% |
| Holdings | 103 | 6 |
| YTD Return | +23.46%Best | +10.80% |
| 1Y Return | +27.20%Best | +15.39% |
| 3Y Return (annualized) | +15.41% | - |
| 5Y Return (annualized) | +10.16% | - |
| Volatility (annualized) | 14.0% | 13.7%Best |
| Max Drawdown | -14.0%Best | -16.3% |
| $10,000 over 1.6 years | $12,796 | $13,344Best |
| Fund Family | Charles Schwab Asset Management | YieldMax ETF |
| Category | Equity | Alternative |
| Style | Large Cap Value | Option Writing |
| Inception | Oct 20, 2011 | Feb 5, 2025 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Feb 6, 2025 to Sep 18, 2026 (1.6 years).
SCHD vs SDTY growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.
SCHD vs SDTY Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and YieldMax S&P 500 0DTE Covered Call Strategy ETF (SDTY) is an ETF from YieldMax ETF. Over the past year SCHD returned +27.20% while SDTY returned +15.39%. Year to date, SCHD is up 23.46% versus a gain of 10.80% for SDTY.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.0% compared with 13.7% for SDTY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.0% for SCHD and -16.3% for SDTY. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.32. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while SDTY charges 1.08%. On a $10,000 position that is $6 vs $108 annually, a gap of $102 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 28.08% for SDTY.
Holdings Overlap
We hold position weights for 100 holdings in SCHD and 1 in SDTY, totalling 100.0% and 12.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 100 positions we hold weights for in SCHD and 1 in SDTY, against full books of 103 and 6.
You are not choosing between two funds in isolation.
Whichever of SCHD and SDTY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or SDTY?
SCHD has an expense ratio of 0.06% while SDTY charges 1.08%. SCHD is the cheaper option, by $102 a year on a $10,000 investment.
Which performed better, SCHD or SDTY?
Over the past year SCHD returned +27.20% vs +15.39% for SDTY, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +16.66% vs +19.76% for SDTY. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or SDTY?
SCHD has been the more volatile fund at 14.0% annualized versus 13.7% for SDTY. Worst drawdown: SCHD -14.0% vs SDTY -16.3%.
Should I hold both SCHD and SDTY?
SCHD and SDTY have a monthly-return correlation of 0.32, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or SDTY?
SCHD yields 3.00% while SDTY yields 28.08%, so SDTY currently pays the higher dividend yield.
Is SDTY better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, SDTY over the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.