SDTY vs VTI
YieldMax S&P 500 0DTE Covered Call Strategy ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | SDTY | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.08% | 0.03% | |
| AUM | $46M | $663.5B | |
| Dividend Yield | 26.27% | 1.07% | |
| Holdings | 6 | 3,543 | |
| YTD Return | +10.51% | +14.22% | |
| 1Y Return | +18.53% | +22.19% | |
| 3Y Return (annualized) | - | +21.27% | |
| 5Y Return (annualized) | - | +12.23% | |
| Volatility (annualized) | 13.9% | 15.3% | |
| Max Drawdown | -16.3% | -56.6% | |
| Fund Family | YieldMax ETF | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Feb 5, 2025 | May 24, 2001 |
SDTY vs VTI Performance
YieldMax S&P 500 0DTE Covered Call Strategy ETF (SDTY) is a ETF from YieldMax ETF and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year SDTY returned +18.53% while VTI returned +22.19%. Year to date, SDTY is up 10.51% versus a gain of 14.22% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.9% for SDTY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.3% for SDTY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
SDTY charges 1.08% per year while VTI charges 0.03%. On a $10,000 position that is $108 vs $3 annually, a gap of $105 per year that compounds over a long holding period. On income, SDTY currently yields 26.27% against 1.07% for VTI.
Holdings Overlap
SDTY and VTI share 0 holdings out of 2785 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SDTY or VTI?
SDTY has an expense ratio of 1.08% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $105 per year of difference.
Which performed better, SDTY or VTI?
Over the past year SDTY returned +18.53% vs +22.19% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), SDTY annualized +21.01% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, SDTY or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 13.9% for SDTY. Worst drawdown: SDTY -16.3% vs VTI -56.6%.
Should I hold both SDTY and VTI?
SDTY and VTI have a monthly-return correlation of 0.91, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between SDTY and VTI?
SDTY and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2785 unique securities.
Which pays a higher dividend, SDTY or VTI?
SDTY yields 26.27% while VTI yields 1.07%, so SDTY currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.