SDTY vs VTI
YieldMax S&P 500 0DTE Covered Call Strategy ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, SDTY or VTI?
Option Writing against Large Cap Blend.
VTI has a lower expense ratio. SDTY led over the full window, VTI over 1Y. The two have moved almost in lockstep, correlation 0.92.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SDTY | VTI |
|---|---|---|
| Expense Ratio | 1.08% | 0.03%Best |
| AUM | $41M | $666.9B |
| Dividend Yield | 28.08% | 1.03% |
| Holdings | 6 | 3,543 |
| YTD Return | +10.80% | +12.30%Best |
| 1Y Return | +15.39% | +16.08%Best |
| 3Y Return (annualized) | - | +21.01% |
| 5Y Return (annualized) | - | +12.36% |
| Volatility (annualized) | 13.7% | 13.1%Best |
| Max Drawdown | -16.3%Best | -19.3% |
| $10,000 over 1.6 years | $13,344Best | $12,691 |
| Fund Family | YieldMax ETF | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Option Writing | Large Cap Blend |
| Inception | Feb 5, 2025 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Feb 6, 2025 to Sep 18, 2026 (1.6 years).
SDTY vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.
SDTY vs VTI Performance
YieldMax S&P 500 0DTE Covered Call Strategy ETF (SDTY) is an ETF from YieldMax ETF and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year SDTY returned +15.39% while VTI returned +16.08%. Year to date, SDTY is up 10.80% versus a gain of 12.30% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SDTY has been the more volatile fund, with annualized monthly volatility of 13.7% compared with 13.1% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.3% for SDTY and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
SDTY charges 1.08% per year while VTI charges 0.03%. On a $10,000 position that is $108 vs $3 annually, a gap of $105 per year that compounds over a long holding period. On income, SDTY currently yields 28.08% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 1 holding in SDTY and 3,463 in VTI, totalling 12.0% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 1 positions we hold weights for in SDTY and 3,463 in VTI, against full books of 6 and 3,543.
You are not choosing between two funds in isolation.
Whichever of SDTY and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SDTY or VTI?
SDTY has an expense ratio of 1.08% while VTI charges 0.03%. VTI is the cheaper option, by $105 a year on a $10,000 investment.
Which performed better, SDTY or VTI?
Over the past year SDTY returned +15.39% vs +16.08% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), SDTY annualized +19.76% vs +16.06% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SDTY or VTI?
SDTY has been the more volatile fund at 13.7% annualized versus 13.1% for VTI. Worst drawdown: SDTY -16.3% vs VTI -19.3%.
Should I hold both SDTY and VTI?
SDTY and VTI have a monthly-return correlation of 0.92, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
Which pays a higher dividend, SDTY or VTI?
SDTY yields 28.08% while VTI yields 1.03%, so SDTY currently pays the higher dividend yield.
Is VTI better than SDTY?
VTI has a lower expense ratio. SDTY led over the full window, VTI over 1Y. The two have moved almost in lockstep, correlation 0.92. Which one suits a particular account depends on what it is for. This is information, not a recommendation.