SCHD vs SEMG
Schwab US Dividend Equity ETF vs Suncoast Select Growth ETF
Which is better, SCHD or SEMG?
Large Cap Value against Large Cap Growth.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 65.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | SEMG |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.60% |
| AUM | $112.2B | $64M |
| Dividend Yield | 3.13% | 0.05% |
| Holdings | 103 | 26 |
| YTD Return | +27.56%Best | +2.32% |
| 1Y Return | +30.29%Best | +4.14% |
| 3Y Return (annualized) | +16.37% | - |
| 5Y Return (annualized) | +10.23% | - |
| Volatility (annualized) | 11.8% | 11.6%Best |
| Max Drawdown | -4.6%Best | -15.8% |
| $10,000 over 1.3 years | $13,982Best | $10,975 |
| Top 10 Weight | 41.5%Best | 65.0% |
| Fund Family | Charles Schwab Asset Management | Suncoast Equity Management |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Growth |
| Inception | Oct 20, 2011 | May 14, 2025 |
Volatility and max drawdown, and the $10,000 over 1.3 years row, are measured over the window both funds cover: May 14, 2025 to Sep 4, 2026 (1.3 years).
SCHD vs SEMG growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.3 years both funds cover.
SCHD vs SEMG Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Suncoast Select Growth ETF (SEMG) is an ETF from Suncoast Equity Management. Over the past year SCHD returned +30.29% while SEMG returned +4.14%. Year to date, SCHD is up 27.56% versus a gain of 2.32% for SEMG.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 11.8% compared with 11.6% for SEMG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.6% for SCHD and -15.8% for SEMG. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.08. They move largely independently of each other.
Fees and Cost Over Time
SCHD charges 0.06% per year while SEMG charges 0.60%. On a $10,000 position that is $6 vs $60 annually, a gap of $54 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 0.05% for SEMG.
Holdings Overlap
We hold position weights for 100 holdings in SCHD and 24 in SEMG, totalling 100.0% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 100 positions we hold weights for in SCHD and 24 in SEMG, against full books of 103 and 26.
What only one of them owns
Our book lists 22 positions for SEMG that do not appear in our book for SCHD (94.7% of the fund), and 99 for SCHD that do not appear in SEMG (99.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SCHD and SEMG you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or SEMG?
SCHD has an expense ratio of 0.06% while SEMG charges 0.60%. SCHD is the cheaper option, by $54 a year on a $10,000 investment.
Which performed better, SCHD or SEMG?
Over the past year SCHD returned +30.29% vs +4.14% for SEMG, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), SCHD annualized +29.41% vs +7.42% for SEMG. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or SEMG?
SCHD has been the more volatile fund at 11.8% annualized versus 11.6% for SEMG. Worst drawdown: SCHD -4.6% vs SEMG -15.8%.
Should I hold both SCHD and SEMG?
SCHD and SEMG have a monthly-return correlation of 0.08, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or SEMG?
SCHD yields 3.13% while SEMG yields 0.05%, so SCHD currently pays the higher dividend yield.
Is SEMG better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 65.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.