SEMG vs VTI
Suncoast Select Growth ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | SEMG | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.60% | 0.03% | |
| AUM | $65M | $666.9B | |
| Dividend Yield | 0.05% | 1.07% | |
| Holdings | 26 | 3,543 | |
| YTD Return | +2.98% | +14.82% | |
| 1Y Return | +6.48% | +22.43% | |
| 3Y Return (annualized) | - | +21.93% | |
| 5Y Return (annualized) | - | +12.34% | |
| Volatility (annualized) | 12.1% | 15.4% | |
| Max Drawdown | -15.8% | -56.6% | |
| Fund Family | Suncoast Equity Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | May 14, 2025 | May 24, 2001 |
SEMG vs VTI Performance
Suncoast Select Growth ETF (SEMG) is a ETF from Suncoast Equity Management and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year SEMG returned +6.48% while VTI returned +22.43%. Year to date, SEMG is up 2.98% versus a gain of 14.82% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 12.1% for SEMG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -15.8% for SEMG and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.86. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SEMG charges 0.60% per year while VTI charges 0.03%. On a $10,000 position that is $60 vs $3 annually, a gap of $57 per year that compounds over a long holding period. On income, SEMG currently yields 0.05% against 1.07% for VTI.
Holdings Overlap
SEMG and VTI share 21 holdings out of 2791 unique holdings combined, representing a 29.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SEMG or VTI?
SEMG has an expense ratio of 0.60% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $57 per year of difference.
Which performed better, SEMG or VTI?
Over the past year SEMG returned +6.48% vs +22.43% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), SEMG annualized +8.32% vs +8.16% for VTI. Past performance does not guarantee future results.
Which is riskier, SEMG or VTI?
VTI has been the more volatile fund at 15.4% annualized versus 12.1% for SEMG. Worst drawdown: SEMG -15.8% vs VTI -56.6%.
Should I hold both SEMG and VTI?
SEMG and VTI have a monthly-return correlation of 0.86, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SEMG and VTI?
SEMG and VTI share 21 common holdings with a 29.1% weight overlap. Combined, they hold 2791 unique securities.
Which pays a higher dividend, SEMG or VTI?
SEMG yields 0.05% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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