SCHD vs SEMI
Schwab US Dividend Equity ETF vs Columbia Select Technology ETF
Which is better, SCHD or SEMI?
Large Cap Value against Large Cap Blend.
SCHD has a lower expense ratio. SEMI led over 1Y, 3Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 65.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | SEMI |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.75% |
| AUM | $112.1B | $40M |
| Dividend Yield | 3.00% | 3.76% |
| Holdings | 103 | 36 |
| YTD Return | +23.60% | +28.32%Best |
| 1Y Return | +28.29% | +31.54%Best |
| 3Y Return (annualized) | +16.25% | +30.38%Best |
| 5Y Return (annualized) | +10.25% | - |
| Volatility (annualized) | 15.1%Best | 28.8% |
| Max Drawdown | -16.1%Best | -32.9% |
| $10,000 over 4.5 years | $14,835 | $21,335Best |
| Top 10 Weight | 41.8%Best | 65.8% |
| Fund Family | Charles Schwab Asset Management | Columbia Threadneedle Investments |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Oct 20, 2011 | Mar 29, 2022 |
Volatility and max drawdown, and the $10,000 over 4.5 years row, are measured over the window both funds cover: Mar 30, 2022 to Sep 21, 2026 (4.5 years).
SCHD vs SEMI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.5 years both funds cover.
SCHD vs SEMI Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Columbia Select Technology ETF (SEMI) is an ETF from Columbia Threadneedle Investments. Over the past year SCHD returned +28.29% while SEMI returned +31.54%. Year to date, SCHD is up 23.60% versus a gain of 28.32% for SEMI.
Over three years, SCHD compounded at +16.25% per year against +30.38% for SEMI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SEMI has been the more volatile fund, with annualized monthly volatility of 28.8% compared with 15.1% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.1% for SCHD and -32.9% for SEMI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.43. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while SEMI charges 0.75%. On a $10,000 position that is $6 vs $75 annually, a gap of $69 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 3.76% for SEMI.
Holdings Overlap
We hold position weights for 100 holdings in SCHD and 35 in SEMI, totalling 100.0% and 98.6% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 100 positions we hold weights for in SCHD and 35 in SEMI, against full books of 103 and 36.
What only one of them owns
Our book lists 32 positions for SEMI that do not appear in our book for SCHD (89.5% of the fund), and 99 for SCHD that do not appear in SEMI (99.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SCHD and SEMI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or SEMI?
SCHD has an expense ratio of 0.06% while SEMI charges 0.75%. SCHD is the cheaper option, by $69 a year on a $10,000 investment.
Which performed better, SCHD or SEMI?
Over the past year SCHD returned +28.29% vs +31.54% for SEMI, so SEMI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or SEMI?
SEMI has been the more volatile fund at 28.8% annualized versus 15.1% for SCHD. Worst drawdown: SCHD -16.1% vs SEMI -32.9%.
Should I hold both SCHD and SEMI?
SCHD and SEMI have a monthly-return correlation of 0.43, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or SEMI?
SCHD yields 3.00% while SEMI yields 3.76%, so SEMI currently pays the higher dividend yield.
Is SEMI better than SCHD?
SCHD has a lower expense ratio. SEMI led over 1Y, 3Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 65.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.