SCHD vs SGDJ
Schwab US Dividend Equity ETF vs Sprott Junior Gold Miners ETF
Which is better, SCHD or SGDJ?
Large Cap Value against Small Cap Growth.
SCHD has a lower expense ratio. SGDJ led over 1Y, 3Y, 5Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 46.4%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | SGDJ |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.50% |
| AUM | $112.1B | $362M |
| Dividend Yield | 3.00% | 7.12% |
| Holdings | 103 | 31 |
| YTD Return | +24.59%Best | +15.48% |
| 1Y Return | +28.14% | +67.72%Best |
| 3Y Return (annualized) | +15.58% | +62.37%Best |
| 5Y Return (annualized) | +9.90% | +25.44%Best |
| Volatility (annualized) | 14.8%Best | 40.8% |
| Max Drawdown | -33.4%Best | -59.3% |
| $10,000 over 5 years | $16,032 | $31,058Best |
| Top 10 Weight | 41.8%Best | 46.4% |
| Fund Family | Charles Schwab Asset Management | Sprott ETFS |
| Category | Equity | Equity |
| Style | Large Cap Value | Small Cap Growth |
| Inception | Oct 20, 2011 | Mar 31, 2015 |
Volatility and max drawdown are measured over the window both funds cover: Mar 31, 2015 to Sep 10, 2026 (11.4 years).
SCHD vs SGDJ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 11.4 years both funds cover.
SCHD vs SGDJ Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Sprott Junior Gold Miners ETF (SGDJ) is an ETF from Sprott ETFS. Over the past year SCHD returned +28.14% while SGDJ returned +67.72%. Year to date, SCHD is up 24.59% versus a gain of 15.48% for SGDJ.
Over three years, SCHD compounded at +15.58% per year against +62.37% for SGDJ; over five years the annualized figures are +9.90% and +25.44% respectively. Across the full 11-year window we track, SGDJ has the edge at +15.90% annualized vs +10.50%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SGDJ has been the more volatile fund, with annualized monthly volatility of 40.8% compared with 14.8% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -59.3% for SGDJ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.36. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while SGDJ charges 0.50%. On a $10,000 position that is $6 vs $50 annually, a gap of $44 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 7.12% for SGDJ.
Holdings Overlap
We hold position weights for 100 holdings in SCHD and 30 in SGDJ, totalling 100.0% and 99.9% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
The two holdings books were reported 62 days apart, SCHD as of Aug 31, 2026 and SGDJ as of Jun 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.
0 positions in common, counted across the 100 positions we hold weights for in SCHD and 30 in SGDJ, against full books of 103 and 31.
What only one of them owns
Our book lists 0 positions for SGDJ that do not appear in our book for SCHD (0.0% of the fund), and 99 for SCHD that do not appear in SGDJ (99.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SCHD and SGDJ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or SGDJ?
SCHD has an expense ratio of 0.06% while SGDJ charges 0.50%. SCHD is the cheaper option, by $44 a year on a $10,000 investment.
Which performed better, SCHD or SGDJ?
Over the past year SCHD returned +28.14% vs +67.72% for SGDJ, so SGDJ leads on 1-year performance. Over the longest common window we track (11 years), SCHD annualized +10.50% vs +15.90% for SGDJ. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or SGDJ?
SGDJ has been the more volatile fund at 40.8% annualized versus 14.8% for SCHD. Worst drawdown: SCHD -33.4% vs SGDJ -59.3%.
Should I hold both SCHD and SGDJ?
SCHD and SGDJ have a monthly-return correlation of 0.36, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or SGDJ?
SCHD yields 3.00% while SGDJ yields 7.12%, so SGDJ currently pays the higher dividend yield.
Is SGDJ better than SCHD?
SCHD has a lower expense ratio. SGDJ led over 1Y, 3Y, 5Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 46.4%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.