SCHD vs SHNY
Schwab US Dividend Equity ETF vs MicroSectors Gold 3x Leveraged ETN
Which is better, SCHD or SHNY?
Large Cap Value against Precious Metals.
SCHD has a lower expense ratio. SCHD led over 1Y, SHNY over 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | SHNY |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.95% |
| AUM | $111.6B | $95M |
| Dividend Yield | 3.24% | 0.00% |
| Holdings | 206 | 1 |
| YTD Return | +28.06%Best | -41.72% |
| 1Y Return | +32.53%Best | -35.93% |
| 3Y Return (annualized) | +19.09% | +44.73%Best |
| 5Y Return (annualized) | +9.83% | - |
| Volatility (annualized) | 13.8%Best | 53.6% |
| Max Drawdown | -16.1%Best | -69.4% |
| $10,000 over 3.7 years | $15,930 | $31,854Best |
| Fund Family | Charles Schwab Asset Management | BMO Capital Markets |
| Category | Equity | Commodity |
| Style | Large Cap Value | Precious Metals |
| Inception | Oct 20, 2011 | Feb 21, 2023 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.7 years row, are measured over the window both funds cover: Feb 22, 2023 to Oct 21, 2026 (3.7 years).
SCHD vs SHNY growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SCHD vs SHNY Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and MicroSectors Gold 3x Leveraged ETN (SHNY) is an ETF from BMO Capital Markets. Over the past year SCHD returned +32.53% while SHNY returned -35.93%. Year to date, SCHD is up 28.06% versus a loss of 41.72% for SHNY.
Over three years, SCHD compounded at +19.09% per year against +44.73% for SHNY. Across the full 4-year window we track, SHNY has the edge at +36.77% annualized vs +13.41%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SHNY has been the more volatile fund, with annualized monthly volatility of 53.6% compared with 13.8% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.1% for SCHD and -69.4% for SHNY. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.27. They move largely independently of each other.
Fees and Cost Over Time
SCHD charges 0.06% per year while SHNY charges 0.95%. On a $10,000 position that is $6 vs $95 annually, a gap of $89 per year that compounds over a long holding period. On income, SCHD currently yields 3.24% against 0.00% for SHNY.
Holdings Overlap
We hold position weights for 98 holdings in SCHD and 1 in SHNY, totalling 99.8% and 100.0% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 98 positions we hold weights for in SCHD and 1 in SHNY, against full books of 206 and 1.
What only one of them owns
Measured across the 98 and 1 positions we hold weights for.
SCHD holds 97 positions SHNY does not, 99.8% of the fund.
Largest: TXN 4.89%, QCOM 4.61%, PG 4.16%, CVX 4.14%, KO 4.12%
You are not choosing between two funds in isolation.
Whichever of SCHD and SHNY you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or SHNY?
SCHD has an expense ratio of 0.06% while SHNY charges 0.95%. SCHD is the cheaper option, by $89 a year on a $10,000 investment.
Which performed better, SCHD or SHNY?
Over the past year SCHD returned +32.53% vs -35.93% for SHNY, so SCHD leads on 1-year performance. Over the longest common window we track (4 years), SCHD annualized +13.41% vs +36.77% for SHNY. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or SHNY?
SHNY has been the more volatile fund at 53.6% annualized versus 13.8% for SCHD. Worst drawdown: SCHD -16.1% vs SHNY -69.4%.
Should I hold both SCHD and SHNY?
SCHD and SHNY have a monthly-return correlation of 0.27, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or SHNY?
SCHD yields 3.24% while SHNY yields 0.00%, so SCHD currently pays the higher dividend yield.
Is SHNY better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, SHNY over 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.