SCHD vs SHRD
Schwab US Dividend Equity ETF vs Arimathea Catholic Core Bond ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | SCHD | SHRD | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.52% | |
| AUM | $108.7B | $13M | |
| Dividend Yield | 3.13% | 0.38% | |
| Holdings | 104 | 88 | |
| YTD Return | +28.70% | -0.80% | |
| 1Y Return | +31.07% | - | |
| 3Y Return (annualized) | +16.88% | - | |
| 5Y Return (annualized) | +10.20% | - | |
| Volatility (annualized) | 13.7% | - | |
| Max Drawdown | -33.4% | -1.9% | |
| Fund Family | Charles Schwab Asset Management | Faith Investor Services | |
| Category | Equity | Fixed Income | |
| Inception | Oct 20, 2011 | Jun 12, 2026 |
SCHD vs SHRD Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Arimathea Catholic Core Bond ETF (SHRD) is a ETF from Faith Investor Services. Year to date, SCHD is up 28.70% versus a loss of 0.80% for SHRD.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -1.9% for SHRD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SCHD charges 0.06% per year while SHRD charges 0.52%. On a $10,000 position that is $6 vs $52 annually, a gap of $46 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 0.38% for SHRD.
Holdings Overlap
SCHD and SHRD share 0 holdings out of 183 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or SHRD?
SCHD has an expense ratio of 0.06% while SHRD charges 0.52%. SCHD is the cheaper option. On a $10,000 investment, that is $46 per year of difference.
What is the holdings overlap between SCHD and SHRD?
SCHD and SHRD share 0 common holdings with a 0.0% weight overlap. Combined, they hold 183 unique securities.
Which pays a higher dividend, SCHD or SHRD?
SCHD yields 3.13% while SHRD yields 0.38%, so SCHD currently pays the higher dividend yield.
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